English - English Deutsch - German

Terms of use

General terms and conditions

Casino terms and conditions

Lopoca is a white label gaming site owned by Lopoca Gaming Ltd. A marketing partner of Plus 5 Gaming Limited.

Plus 5 Gaming Limited Terms and Conditions

As amended on April 4th 2011

General Terms


Playing with Play Money

Registration/Players Account

Playing With Real Money

General Terms

1. Plus 5 Gaming Limited Ltd. (hereinafter referred to as "the company"), offers casino games for "real" money. Alternatively, one can play for "play" money. Except where indicated, the following Terms and Conditions refer to gaming with "real" money only. 2. The customer is required to have access to the internet via an internet service provider (ISP) and must be able to use this provider to get access to the services of the company. The user is also required to have a personal computer, Apple Macintosh or equivalent computer system that fulfils the technical requirements for using the correspondent services of the company. 3. Computer-assisted playing, the use of robots or similar tools is prohibited.
Liability/data processing
1. Claims for damages brought by users against the company and/or their vicarious agents (e.g. for system breakdowns, defects, delay, manipulated or improper data transmission) are excluded, unless they are based on intentional or gross negligence. 2. The company does not assume liability for input, transmission, and/or evaluation errors. A stake is exclusively a respective amount confirmed and indicated by the company. 3. The company assumes no liability for damages whatsoever arising through the abuse of the players account. The company assumes no liability for damages whatsoever arising through the use of the games on the user's computer or similar device. 4. The company reserves the right to exclude users from participating in any of the games of Plus 5 Gaming Limited. at its sole discretion. 5. The company expressly points out that participation in casino games may be subject to legal restrictions and possibly even be prohibited in some countries. Such restrictions or prohibitions may be applicable even if the company has obtained the relevant permits (casino licence). Therefore, the user should take note that if participation in casino and games is not allowed, or only allowed under certain conditions that are not fulfilled here, he alone will bear the responsibility for any disadvantages arising from it. The user should also take note that beyond the information contained in this paragraph, the company has no duty to inform, warn or educate users. In particular, the company is not responsible for any disadvantages whatsoever arising for the users as a result of their disregarding the relevant prohibitions in his/her home country. Users, whose country of origin is Malta, are barred from participating in the games. 6. When participating in a game, the user declares that he or she has reached the minimum age of 18 years. By participating in games and placing stakes, the user confirms that he/she has the necessary legal capacity to conclude the business contract. In case this commitment is not upheld, the user shall be liable in respect of the company for all resulting damages. 7. The user agrees to the storage and computer-aided use of his personal data given to the company while casino games are played. In addition, the terms listed under the "Privacy Statement" also apply. 8. The company reserves the right to rectify obvious errors when preparing account balances. The company will inform the respective users of the corrections immediately. 9. Should the company detect suspicious activities which indicate of money-laundering, the company is authorised to and will report these activities to the appropriate authorities. 10. The company's services are transmitted by the customer's internet service provider and not by the company itself. Therefore, the company is not responsible for ensuring proper and complete transmission. 11. Some or all of the company's services may be unavailable for temporary periods due to updates, optimisations or maintenance work. The company will attempt to limit these periods of unavailability to a bare minimum. The customer declares they accept any complications resulting from these reasonable measures. 12. The customer is prohibited from transmitting anything associated with, or consisting of, the glorification of violence, sexist, pornographic or Nazi related content, illegal content, or content that could be harmful to minors. The customer is duty bound, in particular, not to harm the rights of any third party. The customer is prohibited from spamming and/or transmitting information and/or software that could cause damage to the company and/or their affiliates or third parties (i.e. viruses etc.). If the customer transmits such content, the company and their affiliates shall have the right to freeze or delete the content, or stop the forwarding of such content, and cancel all contracts with the customer with immediate effect. The company is committed by law to report the IP address of the customer to the authorities in charge if criminal proceedings are implemented.
Choice of law/place of performance/intellectual property
1. The legal relationships between users and the company are subject to the laws of Malta. The place of performance for all obligations arising from these games, as well as the obligations arising from the respective stakes, is Malta. Any disputes arising out of, or in connection with, bets placed by users are - as far as legally permitted - subject to the jurisdiction of the court having local and subject matter jurisdiction over Malta.

In the event that the user feels in any way that he has not been dealt with adequately by the company, the user may submit his complaints directly to Plus Five Gaming Ltd. 2. With his/her registration, the user acknowledges the exclusive (intellectual) property of the company of its General Terms and Conditions as well as the system regulated by them. 3. The company reserves the right to amend the contents of these General Terms and Conditions at any time. In case of discrepancy in any legal matter between the English version of these Terms and Conditions and other languages, the English version shall prevail. 4. The user shall agree to apprise himself frequently of the latest version of the general terms and conditions. 5. The company reserves the right, at all times, to resolve any disputes at its own discretion, in accordance with principles of equity. 6. In the event that the company is found liable in any way, by a court of law and/or a similar authority, with legal competence and/or jurisdiction over the company, then the company's liability is limited to the amount of the stake, or the net winnings, whichever is the smaller. Alternatively, when relevant and applicable, the amount recorded in the player's account, or the amount transferred into or out of the player's account, whichever is the smaller.
1. All information sent to the company by the user will be processed according to the company's privacy policy which can be accessed at the company's website. By agreeing to these terms and conditions the user is explicitly giving permission to be contacted by the company via phone (call or SMS) and email. The user is also giving permission for his or her name and possibly a photograph to be published in the event of winning.

Playing with play money

1. Where fun play is available, each visitor may participate in all games offered by the company for play money and may receive free credits for each game. Each player will initially receive a set amount of free credits to test the games. The amounts wagered in play money mode are limited to the real table maximums to give the player exactly the same feel as when playing for real and these are displayed on each table individually. 2. Play money does not have any commercial value whatsoever.

Registration/Players account

1. Participation in the company's offer to play for real money requires registration as a user. Under no circumstances are residents of Malta allowed to register. To register, the user has to state correctly the following details as a minimum
  • Username
  • Password
  • E-mail address
  • First name and surname
  • Country
  • Mobile Number
  • Date of birth
For full registration, which needs to be completed prior to any desposit or withdrawal, the user has to additionally state correctly the following details
  • Full Address
  • Landliine
  • Secret Question and Answer
The minimum age is 18 years. People below that age are not allowed to register. Upon registration an e-mail with an authentication code is sent to the user. To complete the registration process this e-mail should be confirmed by clicking on the link. 2. The company reserves the right to exclude users with false particulars from participating in the games offered and to refuse them the payment of any winnings. At the company's request, the user is obliged to supply a copy of an official document by post, fax or e-mail showing his/her photograph, proving his/her identity and age (a passport copy, driver's licence or identity card). 3. After successful registration, a free account will automatically be opened for the user via which all stakes and winnings for real money will run. 4. Each user may hold only one account. Users already registered are not allowed to register as new users under another name or with another email address. If a user infringes this rule, the company is entitled to suspend all accounts and cancel any free credit booked into the respective account. 5. Any user found with multiple accounts within the network may have any additional accounts suspended, any free credit may be cancelled and winnings voided. Any deposit returned from these accounts may be subject to the deduction of an administration fee. To see the members of the Plus-Five Gaming Network go to 6. Accounts are non-transferrable. If a user infringes this rule, the company is entitled to suspend the account and any free credit may be cancelled and winnings voided. Any deposit returned from these accounts may be subject to the deduction of an administration fee. 7. In the case of suspected manipulations or fraud, and in the case of any infringement of these Terms and Conditions, in particular, multiple simultaneous participation in games and the opening of several accounts, the company may bar the respective user from participating in other games. In such a case, the company will retain any real money balance in the players account. Free credits or winnings that may have resulted from credits, which were not acquired in a lawful manner, will be void. Moreover, any suspicious transactions shall be referred to the corresponding authorities in Malta in accordance with the provisions of the "Prevention of Money Laundering Act (1994)" 8. In the case of underage play the company will exclude the respective user from participating in other games. In such a case, all transactions recorded on this account will be reversed regardless of whether games were won or lost. The company will return all payments made to the players account after deducting all relevant costs, provided that these payments have been made in a lawful manner. 9. In the case of poker any & all players found to have been involved in fraudulent activity such as 'chip dumping' will have their accounts blocked permanently, and any funds including those that have been moved between accounts will be confiscated and not returned. This is without exception.

Playing with real money

IGT rgs - standard terms and conditions of use

1. These terms and conditions apply when you play a Game offered on or through the Website in addition to: (1) the Website's terms and conditions of use and (2) the Game Rules. You can access each Game's Game Rules by clicking on "Game Rules" once a Game has loaded. The operations of IGT (Alderney 4) Limited are regulated and licensed by the Alderney Gambling Control Commission (AGCC), 2. If you do not accept these terms, do not play any Game.

3. Definitions:
  • 3.1. "Force Majeure" means any circumstance beyond IGT's reasonable control;
  • 3.2. "Game" means a game provided and operated by IGT;
  • 3.3. "Game Rules" means the rules applicable to each Game (which you can see by clicking on "Game Rules" once a game has loaded);
  • 3.4. "MegaJackpots®" means the highest available payoff in a MegaJackpots® Game;
  • 3.5. "MegaJackpots® Game" means any one or more of the following: MegaJackpots® Cleopatra®, MegaJackpots® Cluedo with Free Spin Mystery Bonus, and MegaJackpots® Monopoly with Pass "GO" Bonus;
  • 3.6. "Playing a Game" includes attempting to play a Game
  • 3.7. "re-seed amount" means the highest available payoff immediately following a MegaJackpots® win;
  • 3.8. "IGT" means IGT (Alderney 4) Limited;
  • 3.9. "Website" means the website whose home page is Lopoca; and
  • 3.10. "Website Provider" means the company responsible for the operation of the Website.
4. MegaJackpots® is a trademark or registered trademark of IGT in the U.S. and/or elsewhere and is used by IGT, with permission. 5. Unless otherwise stated, the copyright and all other intellectual property rights in each Game (including without limitation photographs and graphical images) are owned by IGT. 6. By agreeing to these terms and conditions, you accept and warrant that you fully understand and agree to comply with all of them and that you understand that failure to abide by these terms and conditions may result in disqualification, customer account closure, forfeiture of funds and/or legal action against you. 7. IGT reserves the right to make changes to these terms and conditions at any time and without prior notice. 8. You must be at least 18 years of age, or the legal age of majority in the jurisdiction where you are located, whichever is greater, to play any of the Games. 9. You must not play any Game if you are located in a jurisdiction where playing a Game is prohibited by any applicable law or regulation. 10. You may not play any Game if you or a member of your household are or have ever been an employee of International Game Technology of 9295 Prototype Drive Reno, NV 89521
United States ("IGAM"), IGT or any of IGAM's or IGT'ss subsidiaries or associated companies. For the purposes of this clause "employee" includes third party contractors such as licensors, software suppliers, developers or partners and all those persons in any way affiliated with IGAM, IGT or any of IGAM's or IGT'ss subsidiaries or associated companies. 11. When you log into your account and choose to play a Game you will navigate away from the Website Provider's game server to IGT's game server in Alderney. 12. Wagers are only valid if accepted by IGT's server. Until acceptance of the wager by IGT's server all information displayed relating to a Game constitutes an invitation to play only. You agree that IGT's records shall be the final authority in determining the validity and terms of any wagers you place and the circumstances in which they were made. IGT reserves the right, at its sole discretion, to refuse or limit any wager you place. Where a wager is invalid, refused or its value limited, any sum deducted from your account with respect to that stake will be credited to your account. 13. It is your responsibility to note the payout rate or odds that apply to each Game before you place a stake. Pay out rates and odds change from time to time. 14. When you update a loss or stake limit whilst playing a Game that loss or stake limit will not be updated until you close the current gaming session and start a new one. 15. IGT may collect information about your computer including, where available, your IP address, operating system and browser type. This is statistical data and does not identify any individual. 16. In the event that you win MegaJackpots® the Website Provider will provide IGT with your name, age, town, county, state and/or country of residence together with the fact that you have won MegaJackpots® and you will be required to supply proof of your identity, residence and age to IGT. 17. When you play a MegaJackpots® Game you authorise IGT, in the event that you win MegaJackpots®, to publicise your name, town, county, state and/or country of residence together with the fact that you have won MegaJackpots®. Verification of a win in a MegaJackpots® Game can take up to 72 business hours. If you win MegaJackpots® you only become entitled to the prize money once your win has been verified. Where a win is not verified to IGT's satisfaction that win can be annulled by IGT. 18. If you win MegaJackpots® you will be informed in writing when your win has been verified. Except in case of a MegaJackpots® win, the prize money in any Game will provided all these terms and conditions and all the Website's terms and conditions have been observed, be paid to you by the Website Provider. In case of a MegaJackpots® win IGT will, provided all these terms and conditions and all the Website's terms and conditions have been observed, pay or procure the payment of the prize money to you. If you win MegaJackpots® the prize money shall be paid to you in 20 equal annual instalments. For the avoidance of doubt, no interest will accrue in your favour on any unpaid balance. In lieu of the annual payments, a MegaJackpots® winner will be offered the option of selecting a reduced lump sum amount based on the present value of the future payments. 19. Either IGT or the Website Operator may discontinue the provision of a Game at any time. 20. Following a MegaJackpots® win IGT shall be entitled to establish the re-seed amount at its absolute discretion. 21. When you play a Game you agree to forfeit your wager and any winnings if you leave the Game "in progress" for a period of 90 days or more. For example, in a game of Black Jack, if the cards are dealt but you do not make the decision to "hit" or "stand" within 90 days from the day on which you have made the wager you will loose both that wager and any winnings that you may have otherwise been entitled to. In order to avoid this situation occurring you should follow the procedures set out in the Game Rules. 22. Should either IGT or the Website Provider decide to discontinue the provision of a MegaJackpots® Game, or should a MegaJackpots® Game become unavailable due to Force Majeure, any prize money related to that Game's MegaJackpots® shall be appropriated by IGT. 23. We may increase the jackpot amount at any time or decrease the size of the jackpot award upon reset of a new MegaJackpots® game. 24. If two players simultaneously win MegaJackpots®, IGT's systems server shall determine who of the two is to receive the prize money. The other person shall be entitled to the MegaJackpots® re-seed amount. 25. The Games are provided "as is". IGT makes no warranty or representation, express or implied, in respect of the Games. 26. You play the Games entirely at your own risk. 27. You shall not hold IGT, its owners, employees, affiliates, suppliers or other companies or people linked to IGT responsible for any costs or damages (including without limitation, any direct, indirect, punitive or consequential loss or damages or any loss of income profits, goodwill, data or contracts and whether in tort, contract or otherwise) that you incur as a result of your: use of the Website or the Games; use of any material from the Website; use of any IGT's servers; use of any of IGT's software; or participation in any Game or the winning of any prize; nothing in these terms and conditions shall exclude or limit liability for any matter, liability for which cannot be excluded under the applicable law. 28. Payment of all taxes, duties and fees payable in connection with any winnings you become entitled to by playing the Games is your sole responsibility. 29. IGT reserves the right not to release to you any funds it suspects to be connected to or proceeding from crime. You agree not to download, rent, lease, loan, distribute, create derivate works, copy, re-use, modify, adapt, attempt to decompile, decipher, disassemble, reverse engineer, decrypt or discover the source code of all or any portion of the Games, create improvements, or seek to obtain intellectual property protection on the content of and intellectual property rights in the Games. 30. Any rights not expressly granted in these terms and conditions are reserved. 31. You agree to fully indemnify, defend and hold IGT its owners, employees, affiliates, suppliers or other companies or people linked to IGT, harmless immediately on demand from and against all claims, demands liabilities, damages, losses, costs and expenses, including legal fees and any other charges whatsoever, howsoever caused, that may arise as a result: of any breach by you of these terms and conditions; violation by you of any law or the rights of any third party; use by you of the Games or use by any other person accessing the Games using your user identification, whether or not with your authorisation; or acceptance of any winnings. 32. Where there is a conflict between any provision of the Website's terms and conditions of use and these terms and conditions, these terms and conditions shall prevail. 33. In the event of a dispute regarding these terms and conditions, English will be the prevailing language. 34. If you have a complaint about a Game that the Website Provider or IGT is unable to resolve you can contact the Alderney Gambling Control Commission by using the following email address: 35. If, a court of competent jurisdiction finds any provision of these terms and conditions unenforceable, invalid, or unlawful, then the remainder shall continue in full force and effect. These terms and conditions constitute the entire understanding between the parties in respect of the use of the Games and supersede all prior or contemporaneous understandings regarding such subject matter. These terms and conditions are governed by the laws of Alderney and its courts shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these terms and conditions.
Participation in gaming with real money requires the user to have paid real money into his gaming account or received a credit balance on his account from marketing promotions. Gaming stakes can only effectively be placed if the balance on the user's account covers the stake.
At present, gaming stakes can be placed in EURO, GBP & SEK only.
Payment methods
Deposits into the account can be made via credit card, Neteller, Moneybookers, Ukash, paysafecardand bank transfer. Additional payment methods may be added. Minimum deposit values apply. With respect to deposit based bonuses not all deposit methods are eligible to receive a bonus. In general, UKash & SMS deposits will be excluded from any promotional bonus. In general all real money deposits need to be staked in a game at least twice (although, depending upon the deposit method this requirement could be up to six times), before a payout can be requested.
Payment limits
There are standard deposit limits on your account.Winnings paid out from the gaming account will be considered when determining the personal payment limit.A user's personal limit may be changed by the user himself, however, these changes may only be made throughthe provision of suitable documents and only with the agreement with the support team.
Account credit
The user may at any time freely use the balance on his account in his favour - deducting any stakes for games played. Winnings are credited to the gaming account and can be used to play further games. At the user's request, winnings from the balance on the gaming account may also be transferred immediately, entirely or in part to an account stated by the user. If deposits made by credit cards are not used for the sole purpose of gaming, the company - particularly where there is suspicion of abuse - reserves the right to cancel the respective deposits in part or in full and to deduct any resulting costs. The company reserves the right to verify a deposit made into the user's account in order to combat credit card fraud, and may also go as far as to request copies of the respective credit cards used. If, for technical reasons, a payment made into the user's account takes place after the account has been closed on the user's initiative or by the company, this will be pointed out to the user and the user will be requested to provide account details in order to ensure the immediate refund of the full amount (less any charges incurred).
Free credit / Marketing bonuses & Wagering Requirement (both bonus & deposit)
1. All free credits, gaming vouchers and marketing bonuses issued by the company can only be used for gaming and may not be transferred or paid out. 2. All free credits, gaming vouchers and marketing bonuses issued by the company must be redeemed within 30 days of transfer, or as specified in the respective promotion, to players' accounts and the total amount placed in one or more games otherwise the company shall reserve the right to withdraw the bonus credits and any winnings earnt with the bonus credits (by cancelling or debiting them from the account). 3. Any marketing bonus shall remain the property of the company until the user has used it to play a game at least twenty-five times, or as specified in the respective promotion. Should the user request a payout before this condition has been met, it will not be made and the bonus will be cancelled.

If stakes on games are made on all possible outcomes of a game (e.g. "red" and "black" or "odd" and "even" in the Roulette game), these stakes shall not be considered relevant to the entitlement of the person in question to a payout of the respective winnings or to receive a bonus. For the avoidance of doubt the following games DO NOT count towards any wagering requirements (for either deposit or bonus):
  • Table games including all types/versions of Roulette, BlackJack & Poker (inc. Video Poker). Also all types/versions of Baccarat & Craps.
  • All types of Bingo on both the Plus-Five Network & Winners Bingo Network.
  4. Only one free credit, gaming voucher or marketing bonus may be redeemed per person with an interval of 30 days between each execution. This time-limit must have been met before another free credit, gaming voucher or marketing bonus can be redeemed. The company reserves the right to withhold any winnings that may be a result of a stake placed with a free credit, gaming voucher or marketing bonus that was redeemed prior to the personal 30-day limit. 5. In cash-in bonus promotions (cash-in bonus = credits on money already paid in) the amount paid-in, as well as the subsequently credited bonus, is to be placed or played on one or more games within 30 days, or as specified in the respective promotion, at least twenty-five times or more, if permitted by the promotion in question, before payout can be transacted. 6. Multiple accounts within the network will not be granted any bonuses & these accounts may be suspended. Any free credit that has been given may be cancelled and, any winnings earnt with that bonus, voided. To see the members of the Plus-Five Gaming Network go to 7. Free credits, gaming vouchers and marketing bonuses may be used exclusively for playing the respective games of the company for which they were issued. Please note that it is prohibited to transfer free credits, gaming vouchers or marketing bonuses to another product offered by the company. 8. Free credits, gaming vouchers and marketing bonuses that are subject to the fulfilment of other conditions (e.g. referral of new users) and would only be credited to the account once these conditions have been met, will not be credited to the account if the user has deregistered or has been barred by the company in the meantime.
Gaming limit
Winning limits for games with real money are as follows: The winning limit for each user and week (Monday 00.00 hours till Sunday 24.00 hours Central European Time) is EUR 10,000/GBP 10,000.
Paying out
Before the first payment of a real money credit balance from a player's account can be made, the company may require the user to send a copy of an official document showing his photograph, and proving his identity and age. With this copy of the official document, the company will check the personal data provided during registration (in particular the name and the date of birth). In case of discrepancies, the stakes placed by the user will be cancelled and winnings will not be paid out to the user, unless the user can prove his right to the balance on his player's account in another way. If it turns out that a user has opened several accounts, the company may refuse the payment of balances on these accounts (with the exception of the legitimately acquired balance - less a handling fee of 20% (minimum EUR 50/GBP 50), paying out only on the account first opened). The company reserves the right to delay pay outs (up to 60 days) if there is risk of unjustified chargebacks (e.g. when paying via credit card) Crediting of a jackpot win to a players account will be immediate, however, the funds may not be withdrawable for up to 30 days.
Payout methods
Pay outs can be made via VISA credit card, Neteller, Moneybookers, banktransfer or by cheque. Please note the following fees and minimum amounts:
  • VISA Credit card refund:
    No fee for up to 2 payments per calendar month, every further payment will be charged
    at EUR 3/GBP 3 per transaction (minimum payout €20/ £20)
  • Neteller refund:
    No fee for up to 2 payments per calendar month, every further payment will be charged
    at EUR 3/GBP 3 per transaction (minimum payout €20/£20)
  • Moneybookers refund:
    No fee for up to 2 payments per calendar month, every further payment will be charged
    at EUR 3/GBP 3 per transaction (minimum payout €20/£20)
  • Bank transfer:
    No fee for up to 2 payments per calendar month, every further payment will be charged
    at EUR 3/GBP 3 per transaction (minimum payout €20/£20)
  • Cheque:
    €13/£12 (minimum payout €20/ £20) Additional fee of EUR 45-65/GBP 35 for express courier if requested.
In general, all real money deposits need to be staked in a game at least two times before a payout can be requested. Any free credit or marketing bonus shall remain the property of the company until the user has used it to play a game at least twenty-five times, or as specified in the respective promotion. If stakes are placed on nearly all potential outcomes of a game (e.g. "black/red" or "even/odd" in Roulette), these stakes are not taken into account for the fulfilment of the above conditions. For the avoidance of doubt the following games DO NOT count towards any wagering requirements:
  • Table games including all types/versions of Roulette, BlackJack & Poker (inc. Video Poker). Also all types/versions of Baccarat & Craps.
  • All types of Bingo on both the Plus-Five Network & Winners Bingo Network.
Should the user request a payout before the above conditions have been met, it will not be made.   Payouts are limited to one per week and a maximum of three per month.
Account access
In order to access the account, the username and password are needed. The company assumes no responsibility for misuse of a player's account if unauthorised persons use the username/password combination. The password must be treated as strictly confidential. All movements in the player's account resulting from the use of the password, including by a person other than the user, whether or not the access was authorised, fall under the responsibility of the account holder.
Account administration
Monies held in the account shall not attract any interest. Should the user fail to use the account for six months the account will be considered a "dormant account". The six-month period will run from the date of the last login to the account. In the case of a dormant account or at the latest upon expiration of 30 months after the last login, the company will reimburse the remaining player's balance less any relevant costs to the user.
Account complaints
Complaints about account statements and the balances shown in them must be made within 14 days after the account balance becomes available in the account section on the mobile phone. Failure to make such a complaint shall be deemed to be an agreement to the stated account balance.

General Betting Terms and Conditions

Version 1.00 dated 15/04/2016

1. All betting contracts shall exclusively be subject to the following General Betting Terms and Conditions, as well as to the General Terms and Conditions http//, including other special terms, as amended from time to time.

2. The company Lopoca Gaming Ltd, hereinafter called “Lopoca”, is operating through the portal , and it is an incorporated company under the laws of Malta, with a registered number C49934, having its registered address at 75 Abate Rigord Street, 1120 Ta Xbiex, Malta.

3. Lopoca has been awarded a Class 2 on 4 license numbered MGA/CL2/1158/2015 for sports betting by the Malta Gaming Authority and is also regulated by the same Authority. This license is hosted and managed by Soft Construct Limited (Malta), a company licensed by the Malta Gaming Authority with license number MGA/CL4/1063/2014.

4. All disposals of the account (hereinafter "Account") which is kept via the internet website, including but not limited to payment modalities, shall be subject to the General Terms and Conditions, unless the betting terms and conditions provide for separate regulations.

I. General Betting Terms and Conditions

1. Betting rules

1.1. Lopoca accepts bets on the outcome of sporting and other events with a deliberately unknown result via an online platform.

1.2. In order to participate in any of the bets available via all users must create an Account with Lopoca as described above.

1.3. Every time the client’s application is downloaded, regardless of the use of the media resource (via Internet or mobile services), by opening an account and using an existing account, betting or participating in any games, taking any prize, the client confirms his agreement with the current version of the Rules and the obligation to act in accordance with these Rules. Anytime a user downloads the client’s application, registers an account, uses an existing account, bets on any games, takes any winnings, etc., this signifies the User’s agreement and obligation to act in accordance with the current rules.

1.4. Any changes to the present Terms shall be notified to you prior coming into force, and you will be required to re-confirm acceptance of the updated Lopoca Terms of Use. These T&C are published in a number of languages for information purposes and ease of access. It is only the English version that is the legal basis of the relationship between you and Lopoca Gaming Ltd. and in case of any discrepancy between a non-English version and the English version of these T&C, the English version shall prevail.

1.5. Lopoca reserves the right to refuse service to any person without disclosing the reason(s).

2. Policy of site use

2.1. Lopoca does not bear any responsibility for any losses or damages claimed as resulting from the use of this site or from its content. This provision equally applies to the use or misuse of the content of the site by any person, inability to access the site or use it, to delay in functioning or transmission of data, failures in communication lines, any errors, misprints or omissions in the content of the site.

2.2. Loading photos and video from the website or its sub-sites is permitted only for private use. Publication, transmission or reproduction of this data for any other purpose is strictly prohibited.

2.3. Lopoca monitors traffic of its website actively, and reserves the right to block access in cases of suspected automated betting (bots).

2.4. The site will be updated from time to time and Lopoca does not have the obligation to inform its Users of the relevant updates. It is the User’s responsibility to check any updates made on the site.

2.5. All Users expressly acknowledge that these Sports Betting terms and conditions are valid and applicable and confirms that they have read and accepted the same before they placed their bet and are fully aware of their contents, and are fully bound by these terms and conditions.

3. Glossary
Basic terms accepted in this edition of the rules:
“Bonus” in relation to these particular Sports betting Rules means the amount of money provided to Players and Gold Team Partners in the form of cashback (see definition of “Cashback” for clarification purposes), which is equal to 7.88% of the contribution to margins for one pay period. Cashback is credited to your Commission account. You (both Players and Team Partners) can use this money to request a withdrawal or play more of Lopoca’ s exciting games.
“Cashback” is the amount of money you earn when you have generated turnover by playing Lopoca’s games.
“Chain” – bet which is a combination of “single” bets including events independent from each other. The sum of single bet of each chain’s event is equal to the sum of the chain. The client is given a chance to determine independently the order of the bets included in the chain and stake only on the first event of the chain. Thus the concept of “chain account” is imported. After the tournament of each single bet included in the chain the sum of that account is calculated. Initially it is equal to the sum of the first bet.
If the sum on the chain account is less than its initial sum, the chain’s next event’s single bet is calculated by the account balance.
The procedure of the chain’s calculation depends on the order of bets mentioned in the given ticket but not on time.
The sum which remains on the account after calculation of all bets in the chain is a subject to payment.
If the sum on the chain account reaches zero – the chain breaks and is considered to be lost.
“Express” – this is a bet on the outcome of several different events simultaneously.When you place a bet on the outcome of two or more events(for example, two different football matches), you can unite them in an “Express” bet.To win an express bet it is necessary for you to not have any failed predictions(losses) on any of the outcomes which are included in the Express bet.Loss on one of the outcomes of an express bet means loss of the entire bet.Winnings of the express bets are equal to the product of the bet amount at the coefficients of played outcomes included in the Express(if on one of the bets included in the express a return occurs, then the coefficient on it equals 1).
“Handicap” – the advantage or the leeway of the entrant of competition, expressed in goals(points) sets, etc., which is provided by the bookmaker’s office to the entrant with bets riding on it. The result of the event subject to the handicap is determined in this way: the handicap given to the entrant is added to the corresponding result shown by the entrant in the competition.If the results thus obtained are in favour of the chosen entrant, he is considered to be the winner, and the bets on his win subject to the handicap win.Payments are carried out with the coefficient of winnings indicated in the description of bets. If the result is in favour of the opponent – the bets are lost. If the result subject to the handicap is a draw, then the coefficient of winnings under such a result will be equal to 1 (return of the bet);

For example:
Mannschaft 1 Mannschaft 2 Handicap 1 Koeff. 1 Handicap 2 Koeff. 2
Inter Cagliari -1,5 2,25 +1,5 1,9
Suppose you want to bet on Cagliari winning subject to handicap. The handicap betting on Cagliari (Handicap 2) is equal to “+1.5?. To win with the bet on the handicap “+1.5? it is necessary that Cagliari will not lose by more than 1 goal, as handicap +1.5 will be added to goals from Cagliari. Let us analyse all the options:
A) Cagliari won or the teams drew or Cagliari lost by the difference of 1 goal. For example, the final score is 2-1. Taking into account the handicap (+1.5) the result is 2:2.5 in favour of Cagliari (the handicap of Inter when determining the result on the rates at Cagliari is not taken into account). The bets win.

B) Cagliari lost by more than 1 goal. For example, the final score is 2-0. Taking into account the handicap (+1.5) the result is 2:1.5 in favour of Inter. In this case, the rates on Cagliari winning taking into account the handicap (+1.5) lose.

Similarly, the following variants are possible when betting on a win for Inter taking into account the handicap “-1.5?:
a) Inter won by two or more goals. For example, the final score is 3-0. Taking into account the handicap (- 1.5) the result is 1.5:0 in favor of Inter. The bets win.
b) Inter won by 1 goal, the teams drew or Cagliari won. For example, the final score is 2-1. Taking into account the handicap -1.5, the result of the bets on Inter at handicap (-1.5) gives 0.5:1, in favor of Cagliari. In this case, the bets on Inter with the handicap -1.5 lose.

A double handicap bet is offered (Asian handicap). Bet on victory or total taking into account the handicap, which is the multiple of 0.25 (but not of 0.5). Such bets are calculated as 2 bets with half the sum: with the same odd and “common handicaps” and “common totals” multiple of 0.5’s near-by common value. If the Asian handicap is included in parlay or system, it is calculated with the odds which would apply in case of a single bet. In case of winning two common bets, the bet’s odd “O” is taken into account in the calculations. If one common bet is won and the other is a subject to refund, during the calculation is taken the odd (“O”+1)/2. If both common bets are lost, the whole bet considered lost.
1. Event-Teilnehmer 2. Handicap-Doppelwette (Asian Handicap) 3. Quote
4. Real 5. -0,25 (0, -0,5) 6. 2,0
7. Barcelona 8. +0,25 (0, +0,5) 9. 1,8

If a 200 euro stake is made on “Real” and “Real” won: two common bets with the half of sum won and the winnings are equal to 100*2.0 + 100*2.0 = 400 euros. The match was drawn: one common bet with the half of sum lost, and the other won with the odd “1? and the winnings are equal to 100*0.0 + 100*1.0 = 100 euros. “Real” lost: two common bets with the half of sum lost and the winning is equal to 100*0.0 + 100*0.0 = 0 euro. If a 200 euro stake is made on “Barcelona” and “Barcelona” won: two common bets with the half of sum won and the winning is equal to 100*1.8 + 100*1.8 = 360 euros. The match was drawn: one common bet with the half of sum won, and the other won with the odd “1? and the winning is equal to 100*1.8 + 100*1.0 = 280 euros. “Barcelona” lost: two common bets with the half of sum lost and the winning is equal to 100*0.0 + 100*0.0 = 0 euro.

“Pay Period” is the period/time of the month at which Users are paid their Bonus. For Sportbetting rules purposes only Users are paid their Bonus at the last day of the month. Pay Periods are counted on a monthly basis.
“Player” means a registered person who may play the various games on offer on Lopoca Website.
“Single” – a bet on a single event;
“System” – a set of “express bets” on a particular set of events. Each combination of the system is calculated as a separate express bet. To win in the system it is sufficient that the indicated number of predictions of the total number be correct (it is defined by name, for example, in the system “3 of 4? it is necessary that 3 of the 4 predictions prove correct, for “5 of 7? it is necessary properly to predict the outcome of the five events of 7 options, etc.). It must be taken into account that because of the fact that only part of the total bet amount is specified on each of the express bets of the system bet (proportional to the number of options) then the winnings with such a system bet will be less than the possible general winnings with the express bet. In some cases, when not all outcomes are predicted, the amount of winnings may be less than the amount of the bet, but in contrast to express bets, a part of the amount will be offset on account of correctly predicted outcomes.
“Total” – the number of goals, pucks, points or games scored, thrown, gained or played by an entrant or entrants of events.

For example:
Suppose the total of the soccer game is set (the amount of goals scored) equal to “4?, and a wagering is offered on the total at two outcomes: more or less of the given total.
If less than 4 goals are scored (0-0, 1-0, 0-1, 1-1, etc.), bets lower than “4? win.
If more than 4 goals are scored (4-1, 4-2, 3-2, etc.), bets lower than “4? lose and bets more than “4? win.
If exactly 4 goals are scored (3-1, 4-0, 2-2, 1-3, 0-4), all bets on more than “4? and less than “4? will be refunded.
“User(s)” – includes all clients, subscribers, users, account holders, bettors, Players and Gold Team Partners, using the website . Employees or family members of Lopoca or any affiliated companies cannot have any account with Lopoca.
“Withdrawl(s)” – any pay outs made requested by the Users at any time.

4. Bets policy

4.1. The values of the parameters (including handicaps, totals) and coefficients of the events specified in the line of the current day may change after any bet, but conditions before bets are the same, except in cases of technical and obvious mistakes in the line.

4.2. Only the amount confirmed and registered by Lopoca is accepted as the betting amount.

4.3. Lopoca will accept, confirm and register amounts placed by bets via the personal website under the tab My Bets of each user when the user signs as a player or a gold team partner according to the General Terms and Conditions.

4.4. The User is the only person who is responsible for the bet. Once a bet is made and its acceptance is confirmed, it cannot be changed or cancelled by the User. Lopoca does not provide any guarantees with respect to the “lost” or “double” bets made by customers. Please carefully check all the bets you have made.

4.5. A bet is accepted as soon as it is confirmed by Lopoca. All accepted bets are displayed in the “My Bets”. In some cases, there may be a delay until a bet is listed in your history. In case of any dispute the time when the bet was registered in the system of the company is considered to be its true submission time. If the User did not receive any notification about the acceptance of the bet, the rate is still considered to be accepted if it is displayed in the “Bet History.”

4.6. Failures of communication or other technical failures in customer communications are not a reason for the cancellation of a bet if the bet has been registered on the server.

4.7. Bets are bound to be placed in accordance with the regulations of each available game in accordance with the betting rules provided in our Sports Betting Specific Regulations.

5. Displaying Data

5.1. Lopoca is not responsible for the accuracy, completeness and timeliness of the proposed information services, including data on Live events and mailing services.

5.2. Lopoca makes every effort to ensure the information on Live events (such as results, the time of a game and the statistics of teams /players) is correct. However, this information is displayed only for information purposes. Lopoca is not responsible for any errors in this data.

5.3. Lopoca is not responsible and does not accept any claims regarding the accuracy of the translation from foreign languages of team names and the names of the players.

5.4. If in the indicated event/match more than one User with the same surname is present and during bet acceptance the full name of the athlete or other features identifying them uniquely have not been indicated, all bets are refundable.

5.5. If in the name of the match or in the name of the position one or more entrants are indicated in the line incorrectly (except for errors in translation), that is if the other team/entrant of represented tournament is indicated instead of the necessary one, all the bets on that event are recognized as invalid and a return is made. Only Lopoca has the right to determine the events belonging to this category.

5.6. In cases when the specific details of the team such as a particular age group (for example under 18s/under 21s/youth teams), gender (women) or the status of the team (reserve) are not indicated on the line resulting in the marking of the other team in the line instead of the declared one, all bets on this match are refundable. In other cases, when incomplete name or possible grammar errors are indicated in the line, all bets remain in force. If the gender of teams is not indicated in the line, it is considered that the gender of teams is male. In case women’s teams are participating in a match it is necessary to have a detailed indication about it in the line otherwise bets on this match are a subject to return.

5.7. Date and time indicated in the line are the date and time of discontinuation of bets' acceptance on the event (except for Live events) and do not necessarily coincide with the date and time of the actual start of the event. The actual time of the event while counting the bets is considered as the time of the start of the event, which is determined based on the official documents of the organization conducting the competition, as well as the data of Lopoca.

5.8. If the place of conducting a meeting is not indicated in the line, in the list of events the host of the field is indicated firstly, except for competitions of American types of sports. All the information contained to a particular sport, carries an ancillary character. Possible errors in the given information are not a ground for the return of bets.

5.9. On acceptance of bets for Live Events there is a set delay, the value of which may vary depending on the sport, market, and other features, and it is determined exclusively by Lopoca for security and protection from subsequent bets.

5.10. For clients’ convenience, taking into account the specificity of Live Events in which coefficients change very often, a client can choose one of the following options: to “Accept all changes in the coefficients”, “Accept only marked-up bets” or “Do not accept bets if the coefficients change,” which determines respectively whether the bet is accepted if during the time of its arrangement the coefficient changes, at any changes of it, or just in the case when the changed bet exceeds the estimated coefficient of the bet of the client.

5.11. Incorrectly indicated date of the conducted match is not grounds for cancellation of the bet.

5.12. If the match began from the moment at which it was previously interrupted, and in the line that was not stipulated, the bets are refundable.

6. Interlocking events and outcomes

6.1. In “express” and “system” bets it is forbidden to include different events that relate to the same match, not even the ones which are interdependent directly. If in such bets any events that relate to the given match were included, this bet is refundable, even if the computer program accepting the bets did not block this bet during its submission. Lopoca reserves the exclusive right to determine whether the events are connected.

6.2. In the game on output-absence from the group in “express” and “system” bets it is allowed only to bet on one team from the given group. If in such bets the qualification or non-qualification of the teams from the same group were included then the given bets are refundable, even if the computer program accepting the bets did not block this bet during its submission. Lopoca reserves the unique right to decide whether to accept bets on the position of qualify or not qualify in “express”, “system” and in “single” bets.

7. Obvious and technical error

7.1. The Company is not responsible for errors in typing, transfer or counting of bets. In particular, Lopoca reserves the right to correct obvious errors made while entering information on betting coefficients and/or calculation of the amounts at the bets (for example, errors in the coefficients indicated in teams incorrectly, incorrectly indicated events, etc.), or declare invalid the corresponding bets even after completion of the event. In the cases of correcting obvious errors bets are returned. The most common types of technical errors are the following:

7.1.1. Errors of input of coefficients – when the coefficient (or the setting of the handicap/total, etc.) is displayed without a separator (dot) or with any additional number.

Example: instead of the coefficient 1.8, 18 is displayed, instead of 2, 23 is displayed, instead of 3, 30 is displayed etc.

7.1.2. “Mirror Errors” – when the coefficients for players are displayed in a diametrically opposite manner. In this case, the favorite of the game (including current favorite of the live event) is displayed by a coefficient exceeding the coefficient of the outsider of the given event.
Example: Basketball. Barcelona-Unicaja. The winner of the match. Instead of 1.2 and 4, 4 and 1.2 is displayed.

7.1.3. Writing errors – if all the coefficients are indicated correctly, however, teams are written in an incorrect order (usually occurs for events taking place on a neutral field).
Explanation of the previous example: record: Basketball. Unicaja-Barcelona. The winner of the match. 1.2 and 4 instead of Basketball. Barcelona-Unicaja. The winner of the match. 1,2 and 4
Clear indicators of obvious errors are: very large difference in the coefficients of Lopoca and other bookmakers, the coefficients that are nearly impossible to give in the current situation of the match.
The right to determine whether or not an obvious or a technical error was made in any case belongs exclusively to Lopoca.

7.2. Lopoca reserves the right to cancel the bets made on deliberately incorrect coefficients and obvious errors. The customer will be informed about changes in the balance immediately.

7.3. Lopoca reserves the right to cancel the bets even after the end of the event if these bets are won by the User as a result of a technical failure or an obvious error.

7.4. In cases when due to technical reasons the User’s bets were not provided with the necessary amount of funds in the account, the bets are considered as invalid.

7.5. In case of mistakenly having credited the means to the customer’s account the latter shall immediately notify Lopoca about the mistake. If due to an error a negative balance has been formed with the client, Lopoca has the right to cancel the uncalculated bets despite the fact that they were made before the error occurred.

7.6. The Company reserves the right to oblige the User to accept liability for any damage caused to it if the user used a technical or administrative error intentionally when making a deposit and/or during the receipt of money on the account.

8. Bets on credit

8.1. Lopoca does not accept any bets or provide services to customers on credit. All bets must be confirmed with funds existing in the account of the User.

9. Restrictions on rates

9.1. Lopoca has the right not to accept bets from any person without giving any reason and reserves the right to close or temporarily block the accounts of individual Users without prior notice.

9.2. The minimum and maximum size of bets for all sporting events is defined by Lopoca and is a subject to changes without prior written notice. In addition, Lopoca reserves the right to impose special restrictions on the accounts of individual Users.

9.3. Lopoca does not recommend two or more Users placing bets from one IP-address (from the same computer or the same local area network) in order to avoid suspicion of collusion (cheating). In such cases it is necessary to reconcile the possibility of the game with Lopoca by explaining the circumstances. Lopoca has the right to block the account of such a User and ask them to send the documents verifying their registered identity, impose a penalty fee on the User and confiscate any remaining balance at the User’s account.

9.4. Winnings are paid only within the maximum limits of Lopoca. If the User has made a bet and the winnings exceed the maximum, the company will not pay any amount of money exceeding the maximum limit.

9.5. Results for sports statistics are published on the official website of within 3 days of the end of a sporting event.

10. Late bets

10.1. Bets placed after the start of the event, except the bets for Live Events, in all cases, are invalid and are returnable, and are excluded from the “express” and “system” bets. Any bet (including bets for Live Events) made on an event, the result of which is already known by the time of betting, is considered invalid and will be refunded.

10.2. If disputes arise regarding the time of the start of the event, if the official regulatory bodies of the appropriate tournament/event do not provide (or lack) such information, the information of Lopoca about the start time of the event is considered the only correct one while calculating the bets.

11. Return

11.1 If a “return” is declared about the bet, such bet is considered as won with the coefficient of 1. In case of “Single” bets this means that the User will get back the amount of money placed on this bet. In the case of “express” or “system” bets the total coefficient will be changed accordingly (in the event, where a return occurs, the coefficient will get the value 1, the coefficients on the remaining events will remain unchanged, and the final coefficient will be counted according to a similar scheme; only the coefficient of the outcome of the event, on which a return was given – one of the factors (multipliers) of the final coefficient of “express” or “system” – will get the value 1).


Position Ausgang Koeffizient
Finnland – Moldawien Gewinn 1 1,55
Malta - Kroatien Kroatien Handicap (-2) 1,7
Bulgarien – England Gewinn 2 1,5

Total coefficient of Express = 1.55 * 1.7 * 1.5 = 3.95

If Finland and England win the above mentioned games, and Croatia win by 2 goals, and the given express plays, but when calculating the total coefficient there will be 1 instead of 1.7 (coefficient of winning) and the final coefficient of the given express will be equal to 1.55*1*1.5 = 2.325

11.2. If as a result of the match the total number of scored goals is equal to the total of the bet and among the proposed outcomes of the given total bets there has not been the option equal … (the indicated number) of goals, a return is made. Similarly, for the individual totals, totals of the player, totals of cards/corners /dismissals, fouls and other parameters if the final value of the match and the proposed parameter of the total are equal a return is made.

12. Privacy of User’s data

12.1. All information provided by the User shall be protected and in accordance with our Privacy Policy.

12.2. The User is responsible for maintaining the confidentiality of any information related to their account, and shall take all measures to prevent the use of personal accounts by unauthorized persons. Any operations confirmed by the username and password of the account holder shall be valid and have legal force.

12.3. If the User suspects that his username and password are known to a third person, at any time they have the right to send a request to Lopoca to block the account temporarily until all circumstances are clarified.

12.4. To ensure the security of personal data of Users, Lopoca communicates with Users via the e-mail indicated by the User during registration.

12.5. The User is responsible for maintaining the confidentiality of any information related to their e-mail, and shall take all measures to prevent the use of e-mail address by third parties. Lopoca is not responsible for any loss or damage resulting from the connection between the bookmaker office and the User using a registered e-mail address.

13. Match-fixing

13.1. In case of possible interference in the match result and the formation of the coefficients for the match (including cases of suspicion in match-fixing), Lopoca reserves the right to suspend the payments on this event or to cancel the bets on this match, as well as hand over the information on relevant side to the appropriate authorities for further investigation and prevention of similar incidents.

13.2. Lopoca reserves the right to suspend the payment of the rates and make a return on the rates to the event, if there are solid grounds to believe this match was negotiable. Such grounds may be based on the size, number and nature of the bets made by one or all of the possible methods of betting.

13.3. The decision of the governing bodies of relevant federations and regulatory bodies are also taken into account. In such cases Lopoca reserves the right to hand over the information on related parties to the governing bodies for further investigation and preventing similar incidents.

14. Neutral field

14.1. In cases when the match is transferred to a neutral field (NF) rates persist. They are refundable in cases when the match is transferred to the opponent’s field. In cases where the teams are from the same city and are transferred to another field, bets are valid and are not refundable. In international matches, the refund of bets is made only when the match transfers to the field of an opposition country.

15. Interrupted events

15.1. An event is considered interrupted if there was no play for an indispensable amount of playing time specified according the rules of Lopoca, even if the result of the event that was interrupted is later confirmed to be final.

15.1.1. The matches are considered to have taken place, if they have been interrupted, but not finished in the time-frame specified below for the following sports:
Soccer – 70 min.
Futsal – 30 min.
Basketball NBA (National Basketball Association) – 40 min.
Eurobasketball – 35min.
Hockey NHL (National Hockey League) – 54 min.
Bandy – 60 min
Eurohockey – 50 min.
American football – 50 min.
Baseball – 5 periods (innings)
Handball – 50 min

15.2. For interrupted events recognized as cancelled, unless otherwise stipulated in the rules on sports, all bets are refundable, except for ones for which the result is exactly defined at the time of the stoppage of the event. For interrupted events bets on the relative performance time (periods, etc.) are a subject to unconditional return.

16. Events transfer

16.1. If the start time of the event has been changed and otherwise is not stipulated in the rules of sports, all bets on the event are refundable.

16.2. During a game involving passage to the next round, in cases of transferring the game period onto subsequent days, or changes of the field, the bets remain valid. If the “passage” of the team which goes to the next round later has been cancelled for any reason, the cancellation is disregarded, and the payment is made according the results of played matches. If the second match did not take place or was interrupted, then all bets on it, including the passage, are refundable. Payments on the passage are made only at bets made before the first match. If none of the matches have taken place, the bets will be refunded.

17. Calculation of bets

17.1. Lopoca validates the results on the basis of official reports and alternative sources of information (including videos of the event) after finishing the event. Calculation of bets is based on the results published on the website in the section “Results”. In case of discrepancy of results from different sources of information, as well as in the case of their obvious mistakes the final decision to determine the results lies with Lopoca.

17.2. All inquiries of Users regarding the correctness of the results of Lopoca site should be based only on the basis of official sources of information (websites of regulatory bodies for these championships). Information from other sources cannot be considered a basis for the reviewing/reappraisal of bets.

17.3. Valid (factual) results are considered to be the results, which are announced on the basis of official reports or other sources of information, right after the end of the event.
The organizer uses the following official sources: – Champions League, UEFA Cup, Selected matches and Europe Championship (soccer) – Confederation Cup, Selected matches and World’s Championship (soccer) – Soccer Greece – Soccer Austria – Soccer Turkey – Soccer Russia – Soccer England – Soccer England – Soccer Italy – Soccer Germany – Soccer Spain – Soccer Spain – Soccer France – Soccer USA – Soccer – American Soccer – Basketball Russia – Basketball (NBA) – Basketball Europe League – Basketball (ULEB) – Hockey NHL – Hockey Russia – Bandy Russia – Tennis ATP – Tennis WTA – Baseball – Handball – Chess – Volley-ball Russia
The organizer can use other official sources when needed.
In exceptional cases, the organizer reserves the right to use video viewing to adjudge the true result.

17.4. Live event bet results are calculated based on what is known immediately after the end of the event/competition. All following changes (for example, changes by decision of a jury after the game) are not taken into account while deciding the bets. The company itself calculates these bets based on its statistical data about the actual course of the game. If not otherwise indicated, all bets on non-participating athletes in the competition will be void.

17.5. In cases when the company’s statistics (based on TV coverage) are different from the official statistics, the bets are calculated according to the company’s statistics.

17.6. If more than one participant or team is declared as a winner of the competition, the coefficient of winnings is divided by the number of winners (the coefficient cannot be less than 1)

17.7. All operations on user accounts are made in the currency chosen by the User during registration.

17.8. All bets for which the outcomes are already known (in particular bets on who will score the next goal or win a certain segment of the match), are considered valid and are calculated even if the event or tournament was suspended.

17.9. If a match is not completed and is considered incomplete, then all bets on it are refundable, (except in the event of what is mentioned in point 16.1.1) even if the result of the suspended event, is later confirmed as final.

17.10. If it does not contradict the special rules of individual sports, the result announced on the day of the match is taken as the result of the match. Any possible changes in the result, conditioned by the revision of the results of the event by governing bodies and disciplinary penalties of teams, for the purposes of betting, are not taken into account, and the initial results of the calculation of bets remain in force.

18. Bets of client groups and syndicates

18.1. Users are required to bet only on their own behalf. Recurring bets containing the same selections from one or more clients may be recognized as invalid and be cancelled by Lopoca. Even after the official outcome of such bets is known, in cases where Lopoca is confident that Users have acted in collusion or as a syndicate, or suspicious bets have been made by one or more Users in a short period of time, such bets may be considered invalid and get cancelled by Lopoca.

19. Non-participation in the event

19.1. If it does not contradict the special rules of individual sports, when an event participant for whatever reason cannot take part in the event which was bet on, the bet is considered valid and lost by the client. The exceptions are the following cases:
the event/tournament is cancelled;
The event /tournament is considered invalid;
The location of the event was changed;
The event/tournament is suspended.

19.2. In case of “Who is taller” bets meaning bets with two outcomes, if one of the participants refuses to take part before the event/tournament, the bet is refundable.

20. Rules on sports

20.1. Additional information about types of bets on different sports is indicated in the Rules of Sports.

21. Some types of bets

21.1. In case of betting on the “Odd number/Even number of Total”, regardless of the sports and the proposed position (including total goals/cards/fouls etc.) if the result is “0”, the bets are calculated as “Even number”.

21.2. All bets on the number of medals are calculated according to the official medal table at the end of the event. Any changes undertaken by the governing bodies later are not taken into account.

21.3. Any medals won by the country team in any competitions shall be considered as one regardless of the number of participants in this team.

21.4. If any market has the potential outcome “Any other”, this outcome includes all participants of the event not separately listed in the options of that market.

21.5. With games in any event in the “additional markets” of tours (total number of goals, wins, losses, draws, angular, yellow cards etc.), only matches of the tour which are included in the daily line are taken into account.

22. Currency

22.1. Currently Users have the right to place bets only in Euros. Lopoca reserves the right to block the reception of bets and operating activities in any of the indicated currency. In this case, all the necessary payments on the accounts of blocked currency would be held in another currency equivalent at the interbank exchange rate for that day. If the Users pay in another currency, Lopoca credits the User’s account at the rates of the charging bank at that specific date of payment.

23. The bonus system

23.1. All Bonuses of Users are limited individually to one person and are paid through his personal Website portal. The company has the right to refuse the Bonus to any User or group of Users. Bonuses are available only to Users who have made a deposit in real currency to their account in Lopoca.

24. Deposits

24.1. Available methods of payments are determined by the country and the currency selected during registration. A complete list of fees, limits on them and other items is displayed on the Deposits and Withdrawals page. Lopoca reserves the right to change these terms and details at any time without prior warning to the User.

24.2. Users should follow all KYC instructions as these are specified in the General Terms and Conditions before conducting any financial transactions necessary.

25. Entry of money on account

25.1. If any funds have been transferred to the User erroneously, the User is obliged to notify the company immediately. Any winnings of the client arising from such an error shall be considered invalid, and such bets are refundable, regardless of the delay between the origin of the error and the time it was seen

25.2. If the deposits to the account were made for any other purpose than bets, poker, casino, Nugget Game and sports betting, Lopoca (particularly in case of suspected fraud) reserves the right to cancel a deposit and collect from the User all costs incurred as a result of processing the deposit.

25.3. If the User’s deposit exceeds the bet’s amount, upon the client’s request for withdrawal Lopoca reserves the right to charge the User all costs incurred as a result of processing deposits and withdrawals.

26. Financial constraints

26.1. The minimum bet on any event is the equivalent of 1 Euro, the maximum bet amount is € 250.

26.2. The maximum coefficient of express bets is 1000. Express bets, in which the coefficient of winnings exceeds the maximum, are calculated with a coefficient of 1000. In these cases, the sum of winnings should not exceed the maximum payment for a single bet. The maximum coefficient of winnings for each version of the system is 1000. Variants of systems on which the coefficient of winnings exceeds the maximum, are calculated with coefficient 1000.

26.3. The maximum amount of the bet on the event depends on the sport and the events and is defined by the bookmaker network specifically for each event and each type of bet and is subject to change without prior written notice. Lopoca reserves the right to limit the maximum bet on individual events, as well as the introduction and removal of specific restrictions on the accounts of individual Users without notice or explanation of reasons.

26.4. All financial limitations are applicable to each User/group acting together, making bets containing the same predictions. If the User makes a number of bets containing the same predictions, the total payment on these bets may be limited by the size of a maximum payment regulated by given limitations.

27. Payments – Withdrawals

27.1. Payments are processed in a time not exceeding 3 to 5 working days starting from the moment that the request was made. Before the first payment is made to the User by electronic payment methods (check out Deposit and Cashier Section in the client is obliged to submit as defined in the general Term’s & Conditions his complete KYC documentation. Remember that forgery is severely punished by law, and in cases of suspicion of placing a counterfeit or an edited copy of the documents by electronic methods, Lopoca reserves the right to send such documents to the appropriate regulatory authorities.

27.2. Before making the payment, the employees of the company will verify the all verification documents provided by the User. If differences are found between the actual data and the data provided by the User, Lopoca reserves the right to make a refund for all bets by the User and refuse to pay out winnings to the User unless they prove the identity and accuracy of entered data.

27.3. If it turns out that the User has opened several name accounts at Lopoca, Lopoca reserves the right to refuse to pay out for these accounts.

27.4. Group and family members should regulate personal relationships with each other – payments are made ONLY in the name of the owner of the appropriate account.

27.5. The User agrees to provide Lopoca with information about his bank account from which the bets will be made in particular, in order to transfer his winnings.

27.6. Lopoca is not responsible for changes in the amount of payments related to fluctuations of currency (rate of exchange).

27.7. Gold Team Partners pay 3% on withdrawals every time the User requests a pay out, with a maximum amount of 25 Euros.

28. Maximum winnings

28.1. Over a 24-hour period the maximum winnings of each individual User is 100,000 Euros (net winnings, without counting the amount of set money).

Poker Terms and Conditions

Nugget Game Rules

Google+ Facebook

© Lopoca Gaming Ltd. All rights reserved
Office 1/2238 Level G, Quantum House, 75 Abate Rigord Street, 1120 Ta’Xbiex, Malta, Reg.-Nr.: C49934
Lopoca Gaming Ltd. is licensed and regulated in Malta by Malta Gaming Authority (MGA).
This website is operated under the following licence granted by Malta Gaming Authority (MGA): MGA/CL3/709/2010 and MGA/CL2/1158/2015..
The license was issued on 10.04.2012 and 27.05.2016