Terms of Use

Version 1.11 dated 15/04/2016


1. APPLICATION - means the Lopoca Membership Form located at http://www.lopoca.com.
2. BONUS SYSTEM or BONUS - means the system by which Players or Gold Team Partners earn bonuses in all games offered by Lopoca. Different bonuses are offered for different products and services of Lopoca.
3. LOPOCA - means that business from LOPOCA Gaming Ltd., a company registered in Malta with registration number C49934 and registered office at Office 1/2238 Level G, Quantum House, 75 Abate Rigord Street, Ta' Xbiex XBX 1120, Malta, its assignees or successors.
4. LOPOCA Website - means the Internet Website Pages hosted on computers within the Internet domain "www.lopoca.com."
5. LOPOCA Terms Of Use - means and includes:
5.1. This Agreement.
5.2. Your Membership Application.
5.3. Any rules at LOPOCA Website which are also considered binding on members
5.4. LOPOCA Service Partners terms & conditions, rules and regulations and/or terms of use.
5.5. Any document published or linked to on the LOPOCA Website that describes the calculation of Members' entitlements or in relation to the products and services made available to Members via the LOPOCA Website from time to time.
6. PAYMENT PROCESSOR - means LOPOCA and/or LOPOCA nominee or assignee retained by LOPOCA to provide the payment processing services for members.
7. PLAYER - means a registered person who may play the various games on offer on Lopoca Website.
8. GOLD TEAM PARTNER - means a registered person, who may play the various games on offer on Lopoca Website and also become part of the network marketing system and benefit from such Bonus offered

General Information on How to get Started

1. When you register with Lopoca, you have two options:
1) to play as a Player, who may use all of Lopoca’s products (except the IQ-Game) on the Lopoca Gaming Platform, but not take part in the Partner Programme
2) to play as a Gold Team Partner, by which you become part in the Partner Programme, our network marketing system, and benefit from Lopoca’s bonus system. As soon as you register, you will be asked for a referrer. This is the person who has told you about Lopoca. If you do not state a referrer, you cannot register with Lopoca.
2. Enrolment gives you your own personal access, and you can log in using your username and password. Registration is compulsory for all kinds of games. This is for legal reasons such as minimum age and “Know Your Customer”, and to enforce Lopoca’s measures to prevent gambling addiction are effective.
3. As soon as you create your Account with Lopoca, you are ready to play all kinds of games offered. Before proceeding with placing any bets in our Sports Book, you must read, agree and accept Lopoca’s Sports Betting Terms and Conditions together with the General Terms and Conditions.


1. Only registered Users can participate in Bonus-programs of Lopoca. To register, the User must fully and accurately fill in the registration form as this is described in LOPOCA website, and provide valid identification, address and contact email or telephone number.
2. Registration and betting are only allowed for people over 18 years (or the allowed age range in the given country from which the user has opened a deposit and made bets). Users have complete responsibility in terms of dealing with the legality of Internet gambling in the region where they live and/or for providing the appropriate authorities of their country with information on winnings. Lopoca reserves the right to require proof of age and block the User’s account before receiving the appropriate documentation. Lopoca only allows registration of players who are resident in Austria, Germany, Switzerland, Croatia, Hungary, Liechtenstein, Malta, Netherlands, Romania or Slovenia
3. All information provided during the registration must be accurate and complete. In particular, when using credit or debit cards, the cardholder’s name and surname must match the name and surname indicated in the registration form, otherwise the account will be blocked and bets might be cancelled at the discretion of Lopoca. All bets made before locking the account are recognized as valid.
4. Lopoca reserves the right to block the accounts of Users who have reported false data, as well as to deny them the payment of any winnings. At the request of Lopoca the User must present any official documents that may be needed. Please for these purposes, also refer to the General Terms and Conditions.
5. Each User can have only one account. Registered Users cannot re-register as a new client with a new name or a new email address. In case of violation of this rule, Lopoca has the right to void all bets made by the User and terminate the extra Account and confiscate all remaining balance in the Account.
6. The User has no right to permit any third party to use their game account.
7. Please note that you should not send us the details about your credit card account or other sensitive financial information via an unencrypted e-mail.
8. Lopoca allows all its Users to choose their own combination of username and password. Users should keep such information secret. If your username and password are entered correctly while accessing the site, all bets remain in force and cannot be cancelled or changed by the User. If you suspect that someone other than knows your password, change it immediately on our website. If you have forgotten the password or a part of it, please click on the forgotten password link that can be found at the bottom of login page.

Membership Application and Agreement 

  1. 1. The LOPOCA General Terms and Conditions forms the basis of a written contract between LOPOCA, the payment processor and you. By playing at the LOPOCA Website you represent that you understand and agree to comply with the General Terms and Conditions and any rules listed at the LOPOCA Website.
2. LOPOCA may refuse to accept any application, at its sole discretion, and is not required to give any reason for its refusal of your application. LOPOCA reserves the right to terminate games and/or events at its discretion.
3. You will become a member (either Player or Gold Team Partner) as soon as LOPOCA accepts your application by notifying you in writing of your User ID.
4. No funds will be accepted by the payment processor until you have signed this agreement electronically by clicking the "acceptance" button on the screen, and you confirm that this acceptance is binding on you. In the event LOPOCA notifies you in writing that your application has been rejected, the payment processor will refund any money paid to the payment processor by you within fourteen (14) days.
5. LOPOCA makes arrangements with entities who are third party service providers (or any related entities that provide external services to both Players or Gold Team Partners) ("Service Partner") from time to time to provide LOPOCA and you with products, games and/or services. These service partners provide the software and/or technical services to facilitate the delivery of the products, games and/or services by LOPOCA via the LOPOCA Website.
6. You agree to be bound by all service partner's terms, conditions, policies, procedures and rules which may be published on the LOPOCA Website or on a link to the particular service partner's website as applicable to the relevant game, product and/or service and may change at any time and from time to time ("Service Partner Rules"). Any changes to the Lopoca Terms of Use shall be notified to you prior coming into force, and you will be required to re-confirm acceptance of the updated Lopoca Terms of Use. These T&C are published in a number of languages for information purposes and ease of access. It is only the English version that is the legal basis of the relationship between you and Lopoca Gaming Ltd. and in case of any discrepancy between a non-English version and the English version of these T&C, the English version shall prevail.
7. Only people from the European Continent can register. Players or Gold Team Partners from other jurisdictions outside Europe will not be allowed registration

Use of the website

1. Any use of the LOPOCA Website is strictly prohibited to those persons under 18 years of age or the age of legal consent for engaging in gambling activities under the laws of any jurisdiction that applies to you (whichever is greater).
2. Any and all transactions of any kind made pursuant to your or LOPOCA´s obligations under this agreement are to be paid in Euros.
3. You are only permitted to submit ONE Application as either a natural person or a representative of an organization or, a director or principal of a legally recognized entity.
4. Any kind of partnerships for a position is strictly prohibited (for example: couple, partners working on one position, representative of an organization subscribing additional as a natural person is prohibited). Players or Gold Team Partners should not be involved in any fraudulent, collusive, fixing or other unlawful activity in relation to the participation in any of the Games and shall not use any software-assisted methods or techniques or hardware devices for the participation in any of the Games. LOPOCA hereby reserves the right to invalidate or close an account or invalidate a participation in a Game in the event of such behaviour.

Know your customer (KYC) Information

1. Your Application must be fully completed and include all personal information requested in your online application ("KYC Information"). You are required to register personally.
2. You are required to inform LOPOCA of any changes to this information during the term of Your Membership either as Player or Gold Team Partner, as soon as practicable after such changes.
3. LOPOCA will not permit any funds to be paid to you unless and until you provide this KYC documentation to LOPOCA`s satisfaction.


1. Your accounts can be used to store your credits. These accounts do not contain money, but hold value in credits that can be spent within the LOPOCA system or converted to cash in certain circumstances. Your main account is your personal account, from which you can make transfers to your external bank account or also to other internal accounts. As there are several different games, you have several accounts for this, as for example a Nugget account, a gaming account, etc. Credit balances in Your account will not bear interest and you shall not treat LOPOCA as a financial institution
2. All payments for credits in your accounts are made to the payment processor and may be subject to a clearing period of up to 180 days and other conditions stipulated by the payment processor form time to time. All transactions are checked in order to prevent money laundering. LOPOCA complies with the Prevention of Money Laundering Act and Regulations issued thereunder. LOPOCA shall report any suspicious transaction to the relevant competent authorities in Malta. All payments made to you will be remitted to the same account from where deposits made, where possible.
3. Any transfer between your accounts will be for internal accounting purposes only and no funds are received or held on account for service partners.
4. All credit card transactions will only be debited from your bank account once the products have been provided. You will obtain instant value for any purchase in the sense that you will receive immediate access to and/or credit in card accounts, LOPOCA products and your accounts (as the case may be).
5. You can convert credits in your LOPOCA accounts to cash via a facility on the LOPOCA Website, subject to withdrawal limits and any applicable service partner rules and provided LOPOCA has your full KYC Information.
6. You will be liable for any fees associated with the processing of the transfers to any external bank account. Customers will be subject to a processing fee if funds are not used for wagering, which fee shall not exceed €25. There are no other processing fees applicable to Customers. Gold Team Partners are subject to a processing fee of 3% at payouts, with a maximum of €25.
7. You are responsible for entering any external account details correctly and LOPOCA will not be liable for any loss whatsoever in this regard. It is Your sole and exclusive responsibility to ensure that Your login details are kept securely. You must not disclose Your login details to anyone. LOPOCA is not responsible for any abuse or misuse of Your account by third parties due to Your disclosure, whether intentional or accidental, whether active or passive, of Your login details to any third party.
8. LOPOCA reserves its rights to verify any transfers of credits and any transactions by Players or Gold Team Partners and may refrain from releasing such funds or allowing the transfers of any credits you may have in your LOPOCA accounts.
9. You warrant that the source of funds used by you for using the products on the website is not illegal and that you will not use the service in any way as a money transfer system. You will not use the service for any unlawful or fraudulent activity or prohibited transaction (including money laundering) under the laws of any jurisdiction that applies to you. It is of note that it is illegal to deposit money from ill-gotten means.
10. In respect of any payment made by you, you agree that you will not make any charge-backs, and/or deny or reverse any such payment and will reimburse LOPOCA for any charge-backs, denial or reversal of payments you make and any loss suffered by LOPOCA and/or its service partners as a consequence.
11. Any unauthorized charge backs and/or deny or reverse of any payment by a Player or Gold Team Partner will result in immediate restriction of their account with view to cancellation of the account after a thorough investigation has been conducted and could result in closure of your account and forfeiture of any credits, depending on the level of breach.
12. In-Active & Dormant Accounts
12.1. An In-Active account is an account which has not recorded any log in and/or log out for a period exceeding twelve (12) consecutive months, without the requirement of any financial transaction.
12.2. If a Gold Team Partner/player account is inactive in accordance with the above, the status changes from Active to In-Active. The Gold Team Partner/player is given a notification of 30 days to withdraw the funds. After the 30 days period expires a monthly fee of €5 will be charged.
13. A dormant account is an account which has not recorded any financial transaction of any value, for a period exceeding thirty (30) consecutive months.
13.1. If a Gold Team Partner/player account becomes dormant Lopoca Gaming Limited will try to locate the Gold Team Partner/player and refund the balance available on his/her account and if impossible pass on the funds to MGA.
13.2. After this period the account will be disabled and the user can no longer log in.
13.3. Communication errors do occasionally happen. The way our system works is that the transaction is confirmed only when it is received on our servers in Malta. Should there be a break in communication after you place your transaction request and it has been received on our servers it will still be considered as made. You will be informed that it has been accepted once communication is re-established. If the request for a transaction is not received at our servers then it will not be considered as made.
14. Bonus
14.1. Players are not eligible for any bonus scheme.
14.2. The Bonus System (Team Partner Programme) is defined under http//:www.lopoca.com/base/uid:51542
15. If LOPOCA mistakenly credits Your account with winnings that do not belong to You, whether due to a technical or human error or otherwise, the amount will remain property of LOPOCA and the amount will be transferred from Your account. If prior to LOPOCA becoming aware of the error You have withdrawn funds that do not belong to You, without prejudice to other remedies and actions that may be available at law, the mistakenly paid amount will constitute a debt owed by You to LOPOCA. In the event of an incorrect crediting, you are obliged to notify LOPOCA immediately by email.

Termination and breach

1. LOPOCA will be entitled to restrict or terminate your membership and you may be required to forfeit any amounts and/or credits held by LOPOCA on your behalf in your accounts. LOPOCA may inform any third parties, service partner's, your sponsor and/or any other members affected by your restriction or termination of the circumstances surrounding your restriction and/or termination if you are assessed by LOPOCA as acting in a manner that is:
1.1. a breach of the LOPOCA Terms And Conditions or LOPOCA Rules;
1.2. a specific breach of your membership agreement;
1.3. in any way fraudulent, inappropriate or offensive behaviour by you against LOPOCA, service partners or any other member;
1.4. contrary to accepted standards of fair dealing;
1.5. in breach of laws applicable in your jurisdiction;
1.6. providing any false or misleading information to LOPOCA or any service partner; or
1.7. promoting other competing businesses to any member you have not personally sponsored.
2. LOPOCA and the payment processor will have absolute discretion as to how they refund any member, but will endeavour to refund any funds paid to LOPOCA or the payment processor by members using the payment method with which the initial funds were received.
3. Should a dispute arise between you and LOPOCA, LOPOCA will endeavour to resolve it in accordance with this agreement as soon as possible. LOPOCA is in no way responsible for any disputes arising between members themselves or between members and third parties.
4. Should your membership be terminated you have the right to appeal to LOPOCA, within thirty (30) days of notification of termination. If the appeal is not received within the 30-day period immediately following the date of termination, your termination will be automatically deemed final.
5. In the event that LOPOCA believes you are abusing or attempting to abuse the partner programme, a bonus or other promotion, or are likely to benefit through abuse or lack of good faith from a policy adopted LOPOCA, then LOPOCA may, at its sole discretion, deny, withhold, cancel, auto purchase, claw back or withdraw from any member any bonus or promotion, or rescind any policy, or, if applicable, terminate membership, with respect to that member, either temporarily or permanently without notice. Payouts will be declined if the money deposited has not been used in any games or only a few games in an attempt to manipulate the bonus structure. The company reserves the right to refuse such payouts at its own discretion on the basis of best practice in the prevention of money laundering. The company can ask a Team Partner/Player for more information in regard to the requested payout under such circumstances and review its decisions based on the new information provided and if necessary auto purchase nuggets on the Team Partner/Player behalf.
6. If funds are credited to your account in error, it is your responsibility to notify LOPOCA without delay and to not withdraw, use or deal with the credits or funds in any way.
7. If a member want sell his position in the network marketing system, Lopoca will accept this under certain conditions, which will be:
7.1. full KYC documentation need to be provided by the new member taking on the position previously occupied by the Gold Team Partner, and
7.2. a transfer form need to be completed and, signed by both parties (seller and buyer)
7.3. Please note that a membership transfer is not possible for positions under career level “Manager” with a minimum income from Euro 5.000 per month.
8. Termination through Gold Team Partner, player
8.1. A player account can terminate his account at any time. Lopoca Gaming Ltd. will refund the players balance less administrative costs.
8.2. A Gold Team Partner account can be terminated within 14 days after registration. Lopoca Gaming Limited will refund the initial deposits (product packages) less administrative costs. Not realized winnings from any games (especially from the nugget game) and earnings from the network will not refunded and deducted from the payout balance, in order that no of both parties have an financial advantage.
8.3. After this time a Gold Team Partner account can be terminated at every time. Lopoca Gaming Limited will refund the account balance. It is the Gold Team Partner’s personal responsibility to realize possible winnings from the nugget game within 3 days. Winnings which are not realized within the time period provided will be considered forfeited.
8.4. After refunding the account balance the accounts will be closed. A user can make a re-registration only after 6 month following the closing of the account.
8.5. Once an account is closed, Lopoca shall keep all data obtained related to you for the prescribed period of the law.

Legal Aspects

1. LOPOCA states explicitly that bet placement and betting organization, as well as participation in sports betting, multiplayer poker, casino games and lottery style games may be restricted by law or even prohibited in some countries. Such restrictions or prohibitions may be imposed even if the company obtained the necessary permission (license for betting or organizing gaming) to place bets and for betting organizations.
2. The User should note that if the placement of bets or participation in sports betting, multiplayer poker and games such as lotteries is prohibited or permitted only under certain conditions, which are not followed, the responsibility for any harm caused by this rests solely with the User.
3. The client must also take note that the company is not required to provide clients with information, instructions and warnings in a wider range than in the present paragraph. In particular, the company is not liable for damages suffered by the User due to the violation of the relevant legislative prohibitions functioning in his/her country.
4. By rating or participating in the games, the User confirms that he has reached the lowest age of consent set by the law of his country, and confirms his/her capacity to enter into the agreement with the company. In case of non-fulfillment of these requirements the User’s account will be closed and necessary measures will be applied.
5. The User agrees that his personal information provided to the company during the pool betting, games in multiplayer poker, casino games and games such as lotteries, as well as in any other game is stored and used by automatic means.
6. By registering the User confirms the exclusive intellectual property of the company’s regulations, as well as the system controlled by them.
7. The Company reserves the right to inform Users about special promotions and new products by telephone and e-mail.
8. Legal relations between the User and the company are a subject to the laws of Malta and are regulated by it with the exception of the appropriate legal rules of international private law. The place of performance of all obligations for betting and gaming, as well as at the appropriate bets, is Malta. All disputes arising over or regarding bets made by customers are resolved if it does not contradict the law, by the court in Malta, which has the relevant territorial and subject matter jurisdiction.
9. Lopoca expressly states that it does not provide users with any advice (consultation) on tax matters and/or legal matters.
10. In case of any claims and disputes from the Users’ side and people representing their parties, the company’s liabilities are limited by the size of bets or its possible winnings.
11. In case of any disputes or claims the database of Lopoca has priority over any other data.
12. If there is discrepancy between the English version of these rules and the translation into another language, the English version is considered to be the correct one.
13. Any matters of dispute including claims about the results of the event are accepted to be reviewed by the bookmaker’s office within 5 days of the end of the sporting event.
14. Lopoca holds Users’ funds in segregated or separately protected bank accounts. It is important for the User to understand that deposits of Lopoca are held in banks but no interest is accrued upon them and that any applicable tax on the winnings shall be paid by each User individually according to the Tax Laws of the User’s jurisdiction.


1. LOPOCA reserves the right to e-mail you with any announcements or offers that it believes may be of interest to you unless or until you unsubscribe from the list using the functionality provided on the LOPOCA Website.
2. By accepting any prize and/or winnings from LOPOCA, you consent to the use of your name and/or likeness for advertising and promotional purposes without additional compensation except where prohibited by law. Further, you acknowledge and agree that you may be required to attend a public relations event at the direction and expense of LOPOCA, without further compensation to you.
3. All promotions, bonuses or special offers are subject to promotion-specific terms and conditions and LOPOCA reserve the right to withdraw them at any time.
4. The marks "LOPOCA", "Nuggetgame" and any other similar marks that may be adopted by LOPOCA from time to time, as well as all trade names, trademarks, logos, slogans, domain names (including, but not limited to, the use of "LOPOCA" in the domain name in any related Internet website), copyrights, applications, registrations, register able rights of any nature, moral rights, inventions and improvements to inventions, customer lists, trade secrets, know-how, confidential information and any other intellectual property used or developed by LOPOCA (jointly "LOPOCA IP"), are proprietary to LOPOCA and if you use these without express written authorization (unless we have provided material specifically to you for doing so), you will be in breach of these General Terms & Conditions and may risk termination of your membership and/or forfeiture of credits, dependent on the level of breach.
5. The trademarks, logos, slogans, copyrights, graphics, domain names, content and all other intellectual property of any and all service partner's ("Service Partner's IP") are also proprietary interests of each of the service partner's which are only to be used in accordance with the relevant service partners rules and also this agreement. Any other third party materials used on the LOPOCA Website or the service partner websites which are not expressly considered in these LOPOCA General Terms And Conditions are also restricted from member use. For the avoidance of doubt, any use of the word or logo for Visa ®, EUROCARD ® or MasterCard ® ("Cards") is strictly prohibited by any member and none of these Cards are connected in any way with the supply of core Products as outlined in these General Terms And Conditions.
6. No member has the right or authority to authorize the creation, release, or adaptation of any LOPOCA materials or Service Partner materials, including but not limited to LOPOCA IP, any part of the LOPOCA Website, service partner website and/or service partner's IP, or to make any statements to any other party whatsoever concerning the operation, activities, or services of LOPOCA, any service partner or the LOPOCA products and the service partner products or services unless required by law, subject to the LOPOCA General Terms And Conditions which apply to members.

Privacy Policy

1. LOPOCA takes the matter of privacy very seriously. For this reason, we have detailed for you how we will use any information that you share with us. Except as specifically noted below, we do not use your personal information for any other purpose; we never sell it to any third party; and we never share it with any third party.
2. The collection of details relating to your online activities within the LOPOCA site is for internal tracking purposes only. This assists us with making the site as useful and interesting as possible, and helps us to respond to your feedback and comments in the best possible manner.
3. LOPOCA only collects personal information when you choose to provide it voluntarily. Typically, this is when you use or register with the website. Such "personal information" includes data that can identify you as a specific individual, such as your name or email address; and, in the case of license agreements, your name and company name. Please note that whenever you submit any information to us in connection with any transactional or membership services, you consent to the processing of this information by LOPOCA or our agreed business partners as necessary, to provide the services in which you are participating. Your personal data will not be disclosed to third parties, unless such disclosure is necessary for processing of your requests, such as effecting transactions on your account or participating in Games, to carry verification procedures or unless it is required by law, or if it is requested by relevant authorities. As Lopoca’s business partners or suppliers or service providers may be responsible for certain parts of the overall functioning or operation of the Website, personal data may be disclosed to them. You hereby consent to all such disclosures. Your personal information will be accessed by the internal team responsible for KYC, and by third parties who are required to access your personal information for processing of your requests, on a need-to-know basis.
4. When you send us an email, we use your email address to thank you for your comment and/or reply to your question. Usually, we will store your communication and our reply in case we require it for future reference. Beyond our initial reply, we will endeavour never to use your email address to send you any unsolicited message (where possible) or information, nor will we share it with or sell it to anyone else for such use. We will not use your address or other information to provide you with any unsolicited message or information (unless it is required in order to keep you informed of your benefits as a LOPOCA member), nor will we share it with or sell, rent or lease it to any third party for such use.
5. Please remember that when you use a link to go from LOPOCA to another web site, the LOPOCA Privacy Policy rules are no longer in effect. Your browsing and interaction on any other web site, including any site that has a link on LOPOCA, is subject to the rules and policies of that site. We encourage you to read the rules and policies of the sites you visit to further understand their procedures for collecting, using, and disclosing personal information.
6. To modify your personal information, simply click on "Personal Details" once logged in and make the requested changes.
7. You have the right to access personal data held by Lopoca about You.
8. You must promptly inform Lopoca, by amending your profile or otherwise, of any changes to information provided by you at the time of registration and opening of your account.
9. In order to provide you with an efficient service, Lopoca and/or its service providers may require transferring your personal data from one country to another on world-wide basis. You hereby consent to your personal data so transferred.
10. In the processing of your account and associated transactions, Lopoca may have recourse to credit rating agencies, fraud detection agencies, anti-money laundering agencies who may keep a record of your information. You hereby consent to such disclosures.
11. LOPOCA reserves the right to change, modify or amend this policy at any time. LOPOCA takes privacy matters very seriously, and intends to stay at the forefront of privacy policy and protection matters. LOPOCA will occasionally update our privacy policy and we will post those updates on this page. You are responsible for revisiting this page to review our privacy policy updates.

Responsible Gaming

1. You may at your discretion choose to exclude yourself from playing any games on our website. In order to block your access to the games you need to send an email to the following email address support@lopoca.com indicating the following particulars “self-exclusion” or setup it by yourself in your Member’s lounge in the My Account area.
2. When setting up your Gold Team Partner or Player’s account you may also choose to impose a ceiling on the maximum stake you may make in relation to a game. Should you exceed the maximum stake at any time, then your account will automatically be blocked and access to our games will be denied.
3. Should you opt for self-exclusion in the manners contemplated above then you will not be able to reverse this position for at least 7 days, after which you will be able to send an email to the same email address in order to re-activate your access to our games and re-activate your account.

Anti-money laundering reporting (AML)

1. Lopoca complies with the Prevention of Money Laundering Act and Regulations issued thereunder. Lopoca shall report any suspicious transaction to the relevant competent authorities in Malta.
2. If you become aware of any suspicious activity relating to any of the Games of the Website, You must report this to Lopoca immediately.
3. Lopoca may suspend, block or close your Account and withhold funds if requested to do so in accordance with the Prevention of Money Laundering Act.


1. If you have a complaint, you can:
1.1. email customer support on support@lopoca.com.
1.2. Ask via the support interface in the Member’s or Players’ lounge.
1.3. Complaints are dealt with as soon as possible once the complaint is received. Any follow ups to a complaint are replied in the most efficient and in a timely manner.
2. Lopoca Gaming Ltd. will use best efforts to resolve a reported matter promptly.
3. If for some reason you are not satisfied with the resolution of your complaint by Lopoca Ltd. , you can complaint to the Malta Gaming Authority:
Address: Malta Gaming Authority, Building SCM 02-03, Level 4, SmartCity Malta,
Ricasoli SCM1001, Malta
Telephone Number: +356 2546 9000 
Email: complaints@mga.org.mt


1. All other warranties, representations or proposals are hereby expressly excluded to the maximum extent permissible by law. You agree that you will abide by this agreement and all applicable laws and regulations that are relevant to the enjoyment or operation of your membership in your jurisdiction.
2. LOPOCA has various procedures in place to restrict access to the LOPCA Website by any users of the LOPOCA Website who reside or attempt to access the LOPOCA Website from any of jurisdiction that is restricted. However, LOPOCA does not in any way warrant that you are entitled to participate in online gaming and/or use the products merely by allowing you access to the LOPOCA Website. LOPOCA encourages you to seek independent legal advice before applying for membership if you are concerned about the legalities of LOPOCA in your jurisdiction. LOPOCA does not intend to enable you to contravene applicable law.
3. You access the LOPOCA Website at your own discretion and risk.
4. Neither LOPOCA nor the payment processor makes any warranties or representations that:
4.1. it is legal for you to engage in or promote the services, any of the products or engage in any LOPOCA related activity in your particular jurisdiction;
4.2. you will win or earn any money whatsoever by accessing the LOPOCA Website (due at least in part to the fact that some opportunities are based on chance and/or random selections);
4.3. games accessed through the LOPOCA Website will meet your requirements or expectations;
4.4. access to the LOPOCA Website or any third party websites linked to the LOPOCA Website will be uninterrupted, timely, secure or error-free;
4.5. defects on the LOPOCA Website, service partner content or any third party websites, linked to the LOPOCA Website will be corrected;
4.6. software or servers supporting the LOPOCA Website, service partner content or any third party websites linked to the LOPOCA Website are free of delays, viruses or bugs;
4.7. materials or information available on the LOPOCA Website, service partner content or any third party websites linked to the LOPOCA Website are complete, accurate or reliable; nor
4.8. unauthorized access to materials, confidential Information or information available on the LOPOCA Website, service partner content or any third party websites linked to the LOPOCA Website will not occur.
5. You agree to indemnify and hold harmless each of LOPOCA, the payment processor, and the directors, officers, shareholders, employees, consultants, licensees, members, affiliates, subsidiaries, promotional agencies, media partners and agents of either of them, from all claims, costs, damages, expenses, liabilities, losses and legal fees (on the indemnity basis), resulting from or arising out of or in any way connected with:
5.1. any statements made by LOPOCA employees, contractors, directors, servants, agents or representatives.
5.2. material on or available through the LOPOCA Website;
5.3. any closure of your accounts, loss of credits, loss of value in the games, inability to play the games or any other losses incurred through playing the games or using the products at the LOPOCA Website;
5.4. the use of LOPOCA products and/or access to service partner content, products and/or services;
5.5. any and all legal issues that arise between tax authorities or any other governmental body and you;
5.6. any material posted by a member which is defamatory, obscene, in contempt of court, inaccurate, unfounded or otherwise offensive, whether in contract, tort (including negligence) statute or otherwise.
6. Liability of LOPOCA for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to provision of the highest level of product package or the cash equivalent of same.
7. LOPOCA also reserves the right to set off any sums due LOPOCA to a member against any loss suffered by LOPOCA as a result of material published in any form by that member.
8. The LOPOCA General Terms and Conditions shall be read, construed and enforced in accordance with the laws of Malta, and shall be governed in all respects thereby. All members are subject to the LOPOCA General Terms and Conditions. As such, you agree irrevocably to submit to the exclusive jurisdiction of the courts of Malta in respect of matters arising out of the LOPOCA General Terms and Conditions and/or your membership with LOPOCA.
9. LOPOCA reserves the right to transfer, assign, sub-license or pledge any of their rights or obligations under the LOPOCA General Terms and Conditions and this agreement, in whole or in part, to any third party without notice to you and you will be deemed to consent to such assignment.
10. Any waiver in regard to the performance of the LOPOCA General Terms and Conditions operates only if in writing and applies only to the specified instance or clause, and must not affect the existence of and continued applicability of the remaining terms of the LOPOCA General Terms And Conditions.
11. If any part of the LOPOCA General Terms And Conditions is deemed to be unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from the rest of the LOPOCA General Terms And Conditions and shall not affect the validity and enforceability of any of the remaining provisions of the LOPOCA General Terms And Conditions.
12. As appropriate to the jurisdiction of your residence, you are responsible for paying local, state, and federal income taxes and any other applicable taxes on any earnings generated through your membership. Income derived from LOPOCA may be deemed to be taxable income. You should seek independent financial (and if required legal) advice with respect to such assessable income and any associated tax deductions. For the absence of doubt, failure by you to comply with all relevant laws (including laws in relation to taxation) will constitute a breach of the LOPOCA General Terms And Conditions and LOPOCA will be under no obligation to assist you or any other member directly in providing any information or assisting in any enquiry into your tax position or situation.
13. The LOPOCA General Terms and Conditions constitute the entire agreement between you, LOPOCA and the payment processor and you agree that all prior agreements between you and any other LOPOCA entity are superseded by these General Terms And Conditions and all other LOPOCA Terms And Conditions.
14. Unless otherwise expressly stated, nothing in these General Terms and Conditions shall create or confer any rights or any other benefits to third parties.
15. LOPOCA reserves the right to amend these General Terms and Conditions at any time without notice to you. Such amendments will be effective immediately upon being posted in this General Terms and Conditions' section of the LOPOCA Website. It is your responsibility to review the Terms and Conditions on a regular basis.
16. Nothing in this agreement shall be construed as creating any agency, partnership or any other form of joint enterprise between you and us.
17. Lopoca Gaming Ltd. is licensed and regulated in Malta by the Malta’s Lotteries and Gaming Authority. This website is operated under the following licence granted by the Lotteries and Gaming Authority: MGA/CL3/709/2010. The Lotteries and Gaming Authority is the regulatory body in Malta with respect to remote gaming operations.

Applicable law and jurisdiction

1. These T&C are governed by the Laws of Malta and the parties submit to the jurisdiction of the Maltese courts.
Due to legal reasons, Lopoca currently cannot allow customers from Belgium. Lopoca apologizes for this inconvenience. If you have any question in this respect, you may contact support@lopoca.com

Lopoca is a white label gaming site owned by Lopoca, a marketing partner of Plus 5 Gaming Limited. Plus 5 Gaming Limited Terms and Conditions

As amended on December 1 2009 Version 1


General Terms

1. Plus 5 Gaming Limited Ltd. (hereinafter referred to as "the company"), offers casino games for "real" money. Alternatively, one can play for "play" money. The following Terms and Conditions refer to gaming with "real" money only.
2. The customer is required to have access to the internet via an internet service provider (ISP) and must be able to use this provider to get access to the services of the company. The user is also required to have a personal computer, Apple Macintosh or equivalent computer system that fulfils the technical requirements for using the correspondent services of the company. 3. Computer-assisted playing, the use of robots or similar tools is prohibited. Liability/data processing 1. Claims for damages brought by users against the company and/or their vicarious agents (e.g. for system breakdowns, defects, delay, manipulated or improper data transmission) are excluded, unless they are based on intentional or gross negligence. 2. The company does not assume liability for input, transmission, and/or evaluation errors. A stake is exclusively a respective amount confirmed and indicated by the company.
3. The company assumes no liability for damages whatsoever arising through the abuse of the players account. The company assumes no liability for damages whatsoever arising through the use of the games on the user''s computer or similar device.
4. The company reserves the right to exclude users from participating in any of the games of Plus 5 Gaming Limited Ltd. at its sole discretion.
5. The company expressly points out that participation in casino games may be subject to legal restrictions and possibly even be prohibited in some countries. Such restrictions or prohibitions may be applicable even if the company has obtained the relevant permits (casino licence). Therefore, the user should take note that if participation in casino and games is not allowed, or only allowed under certain conditions that are not fulfilled here, he alone will bear the responsibility for any disadvantages arising from it. The user should also take note that beyond the information contained in this paragraph, the company has no duty to inform, warn or educate users. In particular, the company is not responsible for any disadvantages whatsoever arising for the users as a result of their disregarding the relevant prohibitions in his/her home country. Users, whose country of origin is Malta, are barred from participating in the games.
6. When participating in a game, the user declares that he or she has reached the minimum age of 18 years. By participating in games and placing stakes, the user confirms that he/she has the necessary legal capacity to conclude the business contract. In case this commitment is not upheld, the user shall be liable in respect of the company for all resulting damages.
7. The user agrees to the storage and computer-aided use of his personal data given to the company while casino games are played. In addition, the terms listed under the "Privacy Statement" also apply.
8. The company reserves the right to rectify obvious errors when preparing account balances. The company will inform the respective users of the corrections immediately.
9. Should the company detect suspicious activities which indicate of money-laundering, the company is authorised to and will report these activities to the appropriate authorities.
10. The company''s services are transmitted by the customer''s internet service provider and not by the company itself. Therefore, the company is not responsible for ensuring proper and complete transmission.
11. Some or all of the company''s services may be unavailable for temporary periods due to updates, optimisations or maintenance work. The company will attempt to limit these periods od unavailability to abare minimum. The customer declares he accepts any complications resulting from these reasonable measures.
12. The customer is prohibited from transmitting anything associated with or consisting of the glorification of violence, sexist, pornographic or Nazi related content, illegal content, or content that could be harmful to minors. The customer is duty bound, in particular, not to harm the rights of any third party. The customer is prohibited from spamming and/or transmitting information and/or software that could cause damage to the company and/or their affiliates or third parties (i.e. viruses etc.). If the customer transmits such content, the company and their affiliates shall have the right to freeze or delete the content, or stop the forwarding of such content, and cancel all contracts with the customer with immediate effect.

The company is committed by law to report the IP address of the customer to the authorities in charge if criminal proceedings are implemented.


Choice of law/place of performance/intellectual property

1. The legal relationships between users and the company are subject to the laws of Malta. The place of performance for all obligations arising from these games, as well as the obligations arising from the respective stakes, is Malta. Any disputes arising out of or in connection with bets placed by users are - as far as legally permitted - subject to the jurisdiction of the court having local and subject matter jurisdiction over Malta. In the event that the user feels in any way that he has not been dealt with adequately by the company, the user may submit his complaints directly to the Lotteries and Gaming Authority (LGA) in Malta.
2. With his/her registration, the user acknowledges the exclusive (intellectual) property of the company of its General Terms and Conditions as well as the system regulated by them.
3. The company reserves the right to amend the contents of these General Terms and Conditions at any time. In case of discrepancy in any legal matter between the English version of these Terms and Conditions and other languages, the English version shall prevail.
4. The user shall agree to apprise himself frequently of the latest version of the general terms and conditions. 5. The company reserves the right, at all times, to resolve any disputes at its own discretion, in accordance with principles of equity.
6. In the event that the company is found liable in any way, by a court of law and/or a similar authority, with legal competence and/or jurisdiction over the company, then the company''s liability is limited to the amount of the stake, or the net winnings, whichever is the smaller. Alternatively, when relevant and applicable, the amount recorded in the player''s account or the amount transferred into or out of the player''s account, whichever is the smaller.


1. All information sent to the company by the user will be processed according to the company''s privacy policy which can be accessed at the company''s website. By agreeing to these terms and conditions the user is explicitly giving permission to be contacted by the company via phone (call or SMS) and email. The user is also giving permission for his or her name and possibly a photograph to be published in the event of winning.

2. The Lottery and Gaming Authority (LGA) in Malta has the right to access personal data of players.


Playing with play money

1. Each visitor may participate in all games offered by the company for play money and may receive free credits for each game. Each player will initially receive a set amount of free credits to test any of the games. The amounts wagered in play money mode are limited to the real table maximums to give the player exactly the same feel as when playing for real and these are displayed on each table individually.

2. Play money does not have any commercial value whatsoever.


Registration/Players account

1. Participation in the company''s offer to play for real money requires registration as a user. Under no circumstances are residents of Malta allowed to register. To register, the user has to state correctly the following details
  • Username
  • Password
  • E-mail address
  • First name and surname
  • Address
  • Date of birth
  • Secret Question and Answer

The minimum age is 18 years. People below that age are not allowed to register. Upon registration an e-mail with an authentication code is sent to the user. To complete the registration process this e-mail should be confirmed by clicking on the link.
2. The company reserves the right to exclude users with false particulars from participating in the games offered and to refuse them the payment of any winnings. At the company''s request, the user is obliged to supply a copy of an official document by post, fax or e-mail showing his/her photograph, proving his/her identity and age (a passport copy, driver''s licence or identity card).
3. After successful registration, a free account will automatically be opened for the user via which all stakes and winnings for real money will run.
4. Each user may hold only one account. Users already registered are not allowed to register as new users under another name or with another email address. If a user infringes this rule, the company is entitled to suspend all accounts and cancel any free credit booked into the respective account.
5. In the case of suspected manipulations or fraud, and in the case of any infringement of these Terms and Conditions, in particular, multiple simultaneous participation in games and the opening of several accounts, the company may bar the respective user from participating in other games. In such a case, the company will retain any real money balance in the players account. Free credits or winnings that may have resulted from credits, which were not acquired in a lawful manner, will be void. Moreover, any suspicious transactions shall be referred to the corresponding authorities in Malta in accordance with the provisions of the "Prevention of Money Laundering Act (1994)" 6. In the case of underage play the company will exclude the respective user from participating in other games. In such a case, all transactions recorded on this account will be reversed regardless of whether games were wo
n or lost. The company will return all payments made to the players account after deducting all relevant costs, provided that these payments have been made in a lawful manner. Playing with real money

Participation in gaming with real money requires the user to have paid real money into his gaming account or received a credit balance on his account from marketing promotions. Gaming stakes can only effectively be placed if the balance on the user''s account covers the stake.



At present, gaming stakes can be placed in EURO and GBP only.


Payment methods 

Deposits into the account can be made via credit card, Neteller, Moneybookers, Ukash, paysafecard and bank transfer. Additional payment methods may be added. Minimum deposit values apply.


Payment limits 

There are standard deposit limits on your account. Winnings paid out from the gaming account will be considered when determining the personal payment limit. A user''s personal limit may be changed by the user himself, however, these changes may only be made through the provision of suitable documents and only with the agreement with the support team.


Account credit

The user may at any time freely use the balance on his account in his favour - deducting any stakes for games played. Winnings are credited to the gaming account and can be used to play further games. At the user''s request, winnings from the balance on the gaming account may also be transferred immediately, entirely or in part to an account stated by the user. If deposits made by credit cards are not used for the sole purpose of gaming, the company - particularly where there is suspicion of abuse - reserves the right to cancel the respective deposits in part or in full and to deduct any resulting costs. The company reserves the right to verify a deposit made into the user''s account in order to combat credit card fraud, and may also go as far as to request copies of the respective credit cards used.

If, for technical reasons, a payment made into the user''s account takes place after the account has been closed on the user''s initiative or by the company, this will be pointed out to the user and the user will be requested to provide account details in order to ensure the immediate refund of the full amount (less any charges incurred).

Free credit/Marketing bonuses

1. All free credits, gaming vouchers and marketing bonuses issued by the company can only be used for gaming and may not be transferred or paid out.
2. All free credits, gaming vouchers and marketing bonuses issued by the company must be redeemed within two months of transfer to players'' accounts and the total amount placed in one or more games otherwise the company shall reserve the right to withdraw the bonus credits (by cancelling or debiting them from the account).
3. Any marketing bonus shall remain the property of the company until the user has used it to play a game at least twenty times, or as specified in the respective promotion. Should the user request a payout before this condition has been met, it will not be made and the bonus will be cancelled. If stakes on games are made on all possible outcomes of a game (e.g. "red" and "black" or "odd" and "even" in the Roulette game), these stakes shall not be considered relevant to the entitlement of the person in question to a payout of the respective winnings or to receive a bonus.
4. Only one free credit, gaming voucher or marketing bonus may be redeemed per person with an interval of 60 days between each execution. This time-limit must have been met before another free credit, gaming voucher or marketing bonus can be redeemed. The company reserves the right to withhold any winnings that may be a result of a stake placed with a free credit, gaming voucher or marketing bonus that was redeemed prior to the personal 60-day limit.
5. In cash-in bonus promotions (cash-in bonus = credits on money already paid in) the amount paid-in, as well as the subsequently credited bonus, is to be placed or played on one or more games within two months at least twenty times or more often, if permitted by the promotion in question, before payout can be transacted. Free credits, gaming vouchers and marketing bonuses may be used exclusively for playing the respective games of the company for which they were issued. Please note that it is prohibited to transfer free credits, gaming vouchers or marketing bonuses to another product offered by the company.

Free credits, gaming vouchers and marketing bonuses that are subject to the fulfilment of other conditions (e.g. referral of new users) and would only be credited to the account once these conditions have been met, will not be credited to the account if the user has deregistered or has been barred by the company in the meantime.

Gaming limit 

Winning limits for games with real money are as follows: The winning limit for each user and week (Monday 00.00 hours till Sunday 24.00 hours Central European Time) is EUR 10,000/GBP 10,000. If it turns out that a user has opened several accounts the winning limit shall apply to the total of the winnings gained from these accounts.


Paying out 

Before the first payment of a real money credit balance from a player''s account can be made, the user must send a copy of an official document showing his photograph, and proving his identity and age. With this copy of the official document, the company will check the personal data provided during registration (in particular the name and the date of birth). In case of discrepancies, the stakes placed by the user will be cancelled and winnings will not be paid out to the user, unless the user can prove his right to the balance on his player''s account in another way. If it turns out that a user has opened several accounts, the company may refuse the payment of balances on these accounts (with the exception of the legitimately acquired balance - less a handling fee of 20% (minimum EUR 50/GBP 50), paying out only on the account first opened). The company reserves the right to delay pay outs (up to 60 days) if there is risk of unjustified chargebacks (e.g. when paying via credit card)

Payout methods

Pay outs can be made via VISA credit card, Neteller, Moneybookers, bank transfer or by cheque. Please note the following fees and minimum amounts:
  • VISA Credit card refund: No fee for up to 2 payments per calendar month, every further payment will be charged at EUR 3/GBP 3 per transaction (minimum payout €20/ £20)
  • Neteller refund: No fee for up to 2 payments per calendar month, every further payment will be charged at EUR 3/GBP 3 per transaction (minimum payout €20/£20)
  • Moneybookers refund: No fee for up to 2 payments per calendar month, every further payment will be charged at EUR 3/GBP 3 per transaction (minimum payout €20/£20)
  • Bank transfer: No fee for up to 2 payments per calendar month, every further payment will be charged at EUR 3/GBP 3 per transaction (minimum payout €20/£20)
  • Cheque: €13/£12 (minimum payout €20/ £20) Additional fee of EUR 45-65/GBP 35 for express courier if requested.In general, all real money deposits need to be staked in a game at least five times before a payout can be requested. Any free credit or marketing bonus shall remain the property of the company until the user has used it to play a game at least twenty times, or as specified in the respective promotion. If stakes are placed on nearly all potential outcomes of a game (e.g. "black/red" or "even/odd" in Roulette), these stakes are not taken into account for the fulfilment of the above conditions. Should the user request a payout before the above conditions have been met, it will not be made.


Account access 

In order to access the account, the username and password are needed. The company assumes no responsibility for misuse of a player''s account if unauthorised persons use the username/password combination. The password must be treated as strictly confidential. All movements in the player''s account resulting from the use of the password, including by a person other than the user, whether or not the access was authorised, fall under the responsibility of the account holder.

Account administration 

Monies held in the account shall not attract any interest. Should the user fail to use the account for six months the account will be considered a "dormant account". The six-month period will run from the date of the last login to the account. In the case of a dormant account or at the latest upon expiration of 30 months after the last login, the company will reimburse the remaining player''s balance less any relevant costs to the user. If this proves impossible, the player''s balance will be forwarded to the Lotteries and Gaming Authority (LGA) in Malta for charitable purposes.


Account complaints

Complaints about account statements and the balances shown in them must be made within 14 days after the account balance becomes available in the account section on the mobile phone. Failure to make such a complaint shall be deemed to be an agreement to the stated account balance.

WagerWorks rgs - standard terms and conditions of use

1. These terms and conditions apply when you play a Game offered on or through the Website in addition to: (1) the Website’s terms and conditions of use detailed above, and (2) the Game Rules. You can access each Game’s Game Rules by clicking on ‘Game Rules’ once a Game has loaded.
2. Please read these terms and conditions carefully before playing a Game. Playing a Game indicates that you accept these terms and conditions.
3. I f you do not accept these terms, do not play any Game.
4. For the purposes of these terms and conditions:
4.1. Force Majeure” means any circumstance beyond WagerWorks’ reasonable control
4.2. Game” means any one or more of the following : [Game 1], [Game 2], [Game 3] and [Game 4]
4.3. Game Rules” means the rules applicable to each Game (which you can see by clicking on Game Rules” once a game has loaded);
4.4. MegaJackpots®” means the highest available payoff in a MegaJackpots® Game;
4.5. MegaJackpots® Game” means any one or more of the following: MegaJackpots® Cluedo with Free Spin Mystery Bonus and MegaJackpots® Monopoly with Pass GO” Bonus™
4.6. Playing a Game” i ncludes attempting to play a Game
4.7. re-seed amount” means the highest available payoff immediately following a MegaJackpots® win;
4.8. WagerWorks” means WagerWorks Alderney 4 Limited;
4.9. Website” means the website whose home page is http://www.dev-plus-five.com and
4.10. Website Provider” means the person/s responsible for the operation of the Website.
5. MegaJackpots® is a trademark or registered trademark of IGT in the U.S. and/or elsewhere and is used by WagerWorks, with permission.
6. Unless otherwise stated, the copyright and all other intellectual property rights in each Game (including without limitation photographs and graphical images) are owned by WagerWorks.
7. The operations of WagerWorks Alderney 4 Limited are regulated and licensed by the Alderney Gambling Control Commission (“AGCC), http://www.gamblingcontrol.org/.
8. If you have any questions as to these terms and conditions, we encourage you to seek independent counsel prior to playing a Game.
9. By agreeing to these terms and conditions, you accept and warrant that you fully understand and agree to comply with all of them and that you understand that failure to abide by these terms and conditions may result in disqualification, customer account closure, forfeiture of funds and/or legal action against you.
10. WagerWorks reserves the right to make changes to these terms and conditions at any time and without prior notice. By using the Website you agree to be bound by all current terms and conditions. You are advised to read these terms and conditions on a frequent basis.
11. You must be at least 18 years of age, or the legal age of majority in the jurisdiction where you are located, whichever is greater, to play any of the Games
12. You must not play any Game if you are located in a jurisdiction where playing a Game is prohibited by any applicable law or regulation.
13. You may not play any Game if you or a member of your household are or have ever been an employee of International Game Technology of 9295 Prototype Drive Reno, NV 89521 United States (“IGAM”), IGT or any of IGAM’s or IGT’s subsidiaries or associated companies. For the purposes of this clause employee” includes third party contractors such as licensors, software suppliers, developers or partners and all those persons in any way affiliated with IGAM, IGT or any of IGAM’s or IGT’s subsidiaries or associated companies. 14. Should you wish to play a Game you will be required to apply to open a customer account with the Website Provider. The Website Provider is exclusively responsible for the opening of accounts through the Website, banking and account management.
15. In these terms and conditions reference to an account is a reference to an account with the Website Provider.
16. Subject to these terms and conditions and the terms and conditions of use of the Website, when you open an account through the Website you become entitled to play the Games.
17. When you log into your account and choose to play a Game you will navigate away from the Website Provider’s game server to WagerWorks’ game server in Guernsey.
18. To play a Game you must have sufficient funds credited to your account. You can only place a wager from your account.
19. When you choose to play a Game you will be prompted to buy in” to the Game either by using a graphical slider or by entering an amount. This allows you to place a wager on the Game. When you place a wager, funds of a value equal to the amount you have specified will be transferred to WagerWorks and at the end of your gaming session your account with the Website Provider will be updated with any remaining funds.
21. Wagers are only valid if accepted by WagerWorks’ server. Until acceptance of the wager by WagerWorks’ server all information displayed relating to a Game constitutes an invitation to play only.
22. You agree that WagerWorks’ records shall be the final authority in determining the validity and terms of any wagers you place and the circumstances in which they were made.
23. Wager Works reserves the right, at its sole discretion, to refuse or limit any wager you place. 24. Where a wager is invalid, refused or its value limited, any sum deducted from your account with respect to that stake will be credited to your account.
25. It is your responsibility to note the payout rate or odds that apply to each Game before you place a stake. Pay out rates and odds change from time to time.
26. When you update a loss or stake limit whilst playing a Game that loss or stake limit will not be updated until you close the current gaming session and start a new one.
27. WagerWorks reserves the right, without explanation, not to allow any person to play a Game.
28. Subject to clauses 32 and 33 WagerWorks will not be given your name, address or credit card number by the Website Provider but will be given a unique identifying number that enables it to update your game results and your account balance according to your Game winnings and/or losses at the end of each gaming session.
29. WagerWorks may collect information about your computer including, where available, your IP address, operating system and browser type. This is statistical data and does not identify any individual.
30. WagerWorks uses cookies” to keep track of your personal preferences whilst playing a Game. Cookies” help ensure a better playing experience.
31. A cookie” is stored on the hard drive of your computer. Cookies contain information that is pertinent to the game session you have initiated. You may refuse to accept cookies by activating the setting within your browser. However, if you select this setting you may find certain Games less enjoyable. Unless you have adjusted your browser setting so that it will refuse cookies, cookies will be issued to your system when you use the Website.
32. In the event that you win MegaJackpots®:
32.1. the Wesbite Provider will provide WagerWorks with the following information: your name, age, town, county, state and/or country of residence together with the fact that you have won MegaJackpot s®; and
32.2. you will be required to supply proof of your identity, residence and age to WagerWorks.
33. When you play a MegaJackpots® Game you authorise WagerWorks, in the event that you win MegaJackpots®, to publicise your name, town, county, state and/or country of residence together with the fact that you have won MegaJackpots®
34. Verification of a win in a MegaJackpots® Game can take up to 72 business hours. If you win MegaJackpots® you only become entitled to the prize money once your win has been verified. Where a win is not verified to Wagerworks’ satisfaction that win can be annulled by WagerWorks.
35. If you win MegaJackpots® you will be informed in writing when your win has been verified.
36. Except in case of a MegaJackpots® win, the prize money in any Game will, as a rule and provided all these terms and conditions and all the Website’s terms and conditions have been observed, be paid to you by the Website Provider.
37. In case of a MegaJackpots® win WagerWorks will, provided all these terms and conditions and all the Website’s terms and conditions have been observed, pay or procure the payment of the prize money to you.
38. If you win MegaJackpots® the prize money shall be paid to you in 20 equal annual instalments. For the avoidance of doubt, no interest will accrue in your favour on any unpaid balance. In lieu of the annual payments, a MegaJackpots® winner will be offered the option of selecting a reduced lump sum amount based on the present value of the future payments.
39. Either WagerWorks or the Website Operator may discontinue the provision of a Game at any time.
40. Following a MegaJackpots® win WagerWorks shall be entitled to establish the re-seed amount at its absolute discretion.
41. When you play a Game you agree to forfeit your wager and any winnings if you leave the Game in progress” for a period of 90 days or more. For example, in a game of Black Jack, if the cards are dealt but you do not make the decision to hit” or stand” within 90 days from the day on which you have made the wager you will loose both that wager and any winnings that you may have otherwise been entitled to. In order to avoid this situation occurring you should follow the procedures set out in the Game Rules.
42. Should either WagerWorks or the Website Provider decide to discontinue the provision of a MegaJackpots® Game, or should a MegaJackpots® Game become unavailable due to Force Majeure, any prize money related to that Game’s MegaJackpots® shall be appropriated by WagerWorks.
43. We may increase the jackpot amount at any time or decrease the size of the jackpot award upon reset of a new MegaJackpots® game.
44. If two players simultaneously win MegaJackpots®, WagerWorks’ systems server shall determine who of the two is to receive the prize money. The other person shall be entitled to the MegaJackpots® re-seed amount.
45. The Games are provided as is”. WagerWorks makes no warranty or representation, express or implied, in respect of the Games.
46. You play the Games entirely at your own risk.
47. You shall not hold WagerWorks, its owners, employees, affiliates, suppliers or other companies or people linked to WagerWorks responsible for any costs or damages (including without limitation, any direct, indirect, punitive or consequential loss or damages or any loss of income profits, goodwill, data or contracts and whether in tort, contract or otherwise) that you incur as a result of your:
47.1. use of the Website or the Games;
47.2. use of any material from the Website;
47.3. use of any WagerWorks’ servers;
47.4. use of any of WagerWorks’ software; or
47.5. participation in any Game or the winning of any prize; but nothing in these terms and conditions shall exclude or limit liability for any matter, liability for which cannot be excluded under the applicable law.
48. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond WagerWorks’ control. 49. Access to the Games may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond WagerWorks’ control.
50. WagerWorks shall not be liable if for any reason the Website is unavailable at any time or for any period.
51. WagerWorks shall not be liable if for any reason any Game is unavailable at any time or for any period.
52. Payment of all taxes, duties and fees payable in connection with any winnings you become entitled to by playing the Games is your sole responsibility.
53. WagerWorks reserves the right not to release to you any funds it suspects to be connected to or proceeding from crime.
54. You agree not to download, rent, lease, loan, distribute, create derivate works, copy, re-use, modify, adapt, attempt to decompile, decipher, disassemble, reverse engineer, decrypt or discover the source code of all or any portion of the Games, create improvements, or seek to obtain intellectual property protection on the content of and intellectual property rights in the Games.
55. The use of the Games other than in accordance with these terms and conditions is prohibited.
56. Any rights not expressly granted in these terms and conditions are reserved.
57. You agree to fully indemnify, defend and hold WagerWorks its owners, employees, affiliates, suppliers or other companies or people linked to WagerWorks, harmless immediately on demand from and against all claims, demands liabilities, damages, losses, costs and expenses, including legal fees and any other charges whatsoever, howsoever caused, that may arise as a result:
57.1. of any breach by you of these terms and conditions;
57.2. violation by you of any law or the rights of any third party;
57.3. use by you of the Games or use by any other person accessing the Games using your user identification, whether or not with your authorisation; or
57.4. acceptance of any winnings.
58. Where there is a conflict between any provision of the Website’s terms and conditions of use and these terms and conditions, these terms and conditions shall prevail.
59. If you have a complaint about a Game that the Website Provider or WagerWorks is unable to resolve you can contact the Alderney Gambling Control Commission by using the following email address: info@gamblingcontrol.org.
60. If, for any reason, a court of competent jurisdiction finds any provision of these terms and conditions, or portion thereof, unenforceable, invalid, or unlawful, then the remainder of these terms and conditions shall continue in full force and effect and will be read to give maximum effect to the intention of the parties as reflected by its plain language.
61. These terms and conditions constitute the entire understanding between the parties in respect of the use of the Games and supersede all prior or contemporaneous understandings regarding such subject matter.
62. These terms and conditions are governed by the laws of Alderney and its courts shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these terms and conditions

Version 1.00 dated 15/04/2016 


1. All betting contracts shall exclusively be subject to the following General Betting Terms and Conditions, as well as to the General Terms and Conditions http//:www.lopoca.com/base/uid:UID=51582, including other special terms, as amended from time to time.

2. The company Lopoca Gaming Ltd, hereinafter called “Lopoca”, is operating through the portal www.lopoca.com , and it is an incorporated company under the laws of Malta, with a registered number C49934, having its registered address at 75 Abate Rigord Street, 1120 Ta Xbiex, Malta.

3. Lopoca has been awarded a Class 2 on 4 license numbered MGA/CL2/1158/2015 for sports betting by the Malta Gaming Authority and is also regulated by the same Authority. This license is hosted and managed by Soft Construct Limited (Malta), a company licensed by the Malta Gaming Authority with license number MGA/CL4/1063/2014.

4. All disposals of the account (hereinafter "Account") which is kept via the www.lopoca.com internet website, including but not limited to payment modalities, shall be subject to the General Terms and Conditions, unless the betting terms and conditions provide for separate regulations.


Betting rules

1. Lopoca accepts bets on the outcome of sporting and other events with a deliberately unknown result via an online platform.

2. In order to participate in any of the bets available via www.lopoca.com all users must create an Account with Lopoca as described above.

3. Every time the client’s application is downloaded, regardless of the use of the media resource (via Internet or mobile services), by opening an account and using an existing account, betting or participating in any games, taking any prize, the client confirms his agreement with the current version of the Rules and the obligation to act in accordance with these Rules. Anytime a user downloads the client’s application, registers an account, uses an existing account, bets on any games, takes any winnings, etc., this signifies the User’s agreement and obligation to act in accordance with the current rules.

4. Any changes to the present Terms shall be notified to you prior coming into force, and you will be required to re-confirm acceptance of the updated Lopoca Terms of Use. These T&C are published in a number of languages for information purposes and ease of access. It is only the English version that is the legal basis of the relationship between you and Lopoca Gaming Ltd. and in case of any discrepancy between a non-English version and the English version of these T&C, the English version shall prevail.

5. Lopoca reserves the right to refuse service to any person without disclosing the reason(s).


Policy of site use

1. Lopoca does not bear any responsibility for any losses or damages claimed as resulting from the use of this site or from its content. This provision equally applies to the use or misuse of the content of the site by any person, inability to access the site or use it, to delay in functioning or transmission of data, failures in communication lines, any errors, misprints or omissions in the content of the site.

2. Loading photos and video from the website or its sub-sites is permitted only for private use. Publication, transmission or reproduction of this data for any other purpose is strictly prohibited.

3. Lopoca monitors traffic of its website actively, and reserves the right to block access in cases of suspected automated betting (bots).

4. The site will be updated from time to time and Lopoca does not have the obligation to inform its Users of the relevant updates. It is the User’s responsibility to check any updates made on the site.

5. All Users expressly acknowledge that these Sports Betting terms and conditions are valid and applicable and confirms that they have read and accepted the same before they placed their bet and are fully aware of their contents, and are fully bound by these terms and conditions.



Basic terms accepted in this edition of the rules:
Bonus - in relation to these particular Sports betting Rules means the amount of money provided to Players and Gold Team Partners in the form of cashback (see definition of “Cashback” for clarification purposes), which is equal to 7.88% of the contribution to margins for one pay period. Cashback is credited to your Commission account. You (both Players and Team Partners) can use this money to request a withdrawal or play more of Lopoca’ s exciting games.
Cashback - is the amount of money you earn when you have generated turnover by playing Lopoca’s games.
Chain - bet which is a combination of “single” bets including events independent from each other. The sum of single bet of each chain’s event is equal to the sum of the chain. The client is given a chance to determine independently the order of the bets included in the chain and stake only on the first event of the chain. Thus the concept of “chain account” is imported. After the tournament of each single bet included in the chain the sum of that account is calculated. Initially it is equal to the sum of the first bet.
If the sum on the chain account is less than its initial sum, the chain’s next event’s single bet is calculated by the account balance.
The procedure of the chain’s calculation depends on the order of bets mentioned in the given ticket but not on time.
The sum which remains on the account after calculation of all bets in the chain is a subject to payment.
If the sum on the chain account reaches zero – the chain breaks and is considered to be lost.
Express - this is a bet on the outcome of several different events simultaneously.When you place a bet on the outcome of two or more events(for example, two different football matches), you can unite them in an “Express” bet.To win an express bet it is necessary for you to not have any failed predictions(losses) on any of the outcomes which are included in the Express bet.Loss on one of the outcomes of an express bet means loss of the entire bet.Winnings of the express bets are equal to the product of the bet amount at the coefficients of played outcomes included in the Express(if on one of the bets included in the express a return occurs, then the coefficient on it equals 1).
Handicap - the advantage or the leeway of the entrant of competition, expressed in goals(points) sets, etc., which is provided by the bookmaker’s office to the entrant with bets riding on it. The result of the event subject to the handicap is determined in this way: the handicap given to the entrant is added to the corresponding result shown by the entrant in the competition.If the results thus obtained are in favour of the chosen entrant, he is considered to be the winner, and the bets on his win subject to the handicap win.Payments are carried out with the coefficient of winnings indicated in the description of bets. If the result is in favour of the opponent – the bets are lost. If the result subject to the handicap is a draw, then the coefficient of winnings under such a result will be equal to 1 (return of the bet); 

For example: 
Mannschaft 1 Mannschaft 2 Handicap 1 Koeff. 1 Handicap 2 Koeff. 2
Inter Cagliari -1,5 2,25 +1,5 1,9
Suppose you want to bet on Cagliari winning subject to handicap. The handicap betting on Cagliari (Handicap 2) is equal to “+1.5?. To win with the bet on the handicap “+1.5? it is necessary that Cagliari will not lose by more than 1 goal, as handicap +1.5 will be added to goals from Cagliari. Let us analyse all the options:
A) Cagliari won or the teams drew or Cagliari lost by the difference of 1 goal. For example, the final score is 2-1. Taking into account the handicap (+1.5) the result is 2:2.5 in favour of Cagliari (the handicap of Inter when determining the result on the rates at Cagliari is not taken into account). The bets win.

B) Cagliari lost by more than 1 goal. For example, the final score is 2-0. Taking into account the handicap (+1.5) the result is 2:1.5 in favour of Inter. In this case, the rates on Cagliari winning taking into account the handicap (+1.5) lose.

Similarly, the following variants are possible when betting on a win for Inter taking into account the handicap “-1.5?:
a) Inter won by two or more goals. For example, the final score is 3-0. Taking into account the handicap (- 1.5) the result is 1.5:0 in favor of Inter. The bets win.
b) Inter won by 1 goal, the teams drew or Cagliari won. For example, the final score is 2-1. Taking into account the handicap -1.5, the result of the bets on Inter at handicap (-1.5) gives 0.5:1, in favor of Cagliari. In this case, the bets on Inter with the handicap -1.5 lose.

A double handicap bet is offered (Asian handicap). Bet on victory or total taking into account the handicap, which is the multiple of 0.25 (but not of 0.5). Such bets are calculated as 2 bets with half the sum: with the same odd and “common handicaps” and “common totals” multiple of 0.5’s near-by common value. If the Asian handicap is included in parlay or system, it is calculated with the odds which would apply in case of a single bet. In case of winning two common bets, the bet’s odd “O” is taken into account in the calculations. If one common bet is won and the other is a subject to refund, during the calculation is taken the odd (“O”+1)/2. If both common bets are lost, the whole bet considered lost.
1. Event-Teilnehmer 2. Handicap-Doppelwette (Asian Handicap) 3. Quote
4. Real 5. -0,25 (0, -0,5) 6. 2,0
7. Barcelona 8. +0,25 (0, +0,5) 9. 1,8

If a 200 euro stake is made on “Real” and “Real” won: two common bets with the half of sum won and the winnings are equal to 100*2.0 + 100*2.0 = 400 euros. The match was drawn: one common bet with the half of sum lost, and the other won with the odd “1? and the winnings are equal to 100*0.0 + 100*1.0 = 100 euros. “Real” lost: two common bets with the half of sum lost and the winning is equal to 100*0.0 + 100*0.0 = 0 euro. If a 200 euro stake is made on “Barcelona” and “Barcelona” won: two common bets with the half of sum won and the winning is equal to 100*1.8 + 100*1.8 = 360 euros. The match was drawn: one common bet with the half of sum won, and the other won with the odd “1? and the winning is equal to 100*1.8 + 100*1.0 = 280 euros. “Barcelona” lost: two common bets with the half of sum lost and the winning is equal to 100*0.0 + 100*0.0 = 0 euro. 

Pay Period - is the period/time of the month at which Users are paid their Bonus. For Sportbetting rules purposes only Users are paid their Bonus at the last day of the month. Pay Periods are counted on a monthly basis. 
Player - means a registered person who may play the various games on offer on Lopoca Website. 
Single - a bet on a single event; 
System - a set of “express bets” on a particular set of events. Each combination of the system is calculated as a separate express bet. To win in the system it is sufficient that the indicated number of predictions of the total number be correct (it is defined by name, for example, in the system “3 of 4? it is necessary that 3 of the 4 predictions prove correct, for “5 of 7? it is necessary properly to predict the outcome of the five events of 7 options, etc.). It must be taken into account that because of the fact that only part of the total bet amount is specified on each of the express bets of the system bet (proportional to the number of options) then the winnings with such a system bet will be less than the possible general winnings with the express bet. In some cases, when not all outcomes are predicted, the amount of winnings may be less than the amount of the bet, but in contrast to express bets, a part of the amount will be offset on account of correctly predicted outcomes. 
Total - the number of goals, pucks, points or games scored, thrown, gained or played by an entrant or entrants of events. 

For example:
Suppose the total of the soccer game is set (the amount of goals scored) equal to “4?, and a wagering is offered on the total at two outcomes: more or less of the given total.
If less than 4 goals are scored (0-0, 1-0, 0-1, 1-1, etc.), bets lower than “4? win.
If more than 4 goals are scored (4-1, 4-2, 3-2, etc.), bets lower than “4? lose and bets more than “4? win.
If exactly 4 goals are scored (3-1, 4-0, 2-2, 1-3, 0-4), all bets on more than “4? and less than “4? will be refunded.
User(s) - includes all clients, subscribers, users, account holders, bettors, Players and Gold Team Partners, using the website www.lopoca.com . Employees or family members of Lopoca or any affiliated companies cannot have any account with Lopoca.
Withdrawl(s) - any pay outs made requested by the Users at any time. 

Bets policy

1. The values of the parameters (including handicaps, totals) and coefficients of the events specified in the line of the current day may change after any bet, but conditions before bets are the same, except in cases of technical and obvious mistakes in the line.

2. Only the amount confirmed and registered by Lopoca is accepted as the betting amount.

3. Lopoca will accept, confirm and register amounts placed by bets via the personal website under the tab My Bets of each user when the user signs as a player or a gold team partner according to the General Terms and Conditions.

4. The User is the only person who is responsible for the bet. Once a bet is made and its acceptance is confirmed, it cannot be changed or cancelled by the User. Lopoca does not provide any guarantees with respect to the “lost” or “double” bets made by customers. Please carefully check all the bets you have made.

5. A bet is accepted as soon as it is confirmed by Lopoca. All accepted bets are displayed in the “My Bets”. In some cases, there may be a delay until a bet is listed in your history. In case of any dispute the time when the bet was registered in the system of the company is considered to be its true submission time. If the User did not receive any notification about the acceptance of the bet, the rate is still considered to be accepted if it is displayed in the “Bet History.”

6. Failures of communication or other technical failures in customer communications are not a reason for the cancellation of a bet if the bet has been registered on the server.

7. Bets are bound to be placed in accordance with the regulations of each available game in accordance with the betting rules provided in our Sports Betting Specific Regulations.


Displaying Data

1. Lopoca is not responsible for the accuracy, completeness and timeliness of the proposed information services, including data on Live events and mailing services.

2. Lopoca makes every effort to ensure the information on Live events (such as results, the time of a game and the statistics of teams /players) is correct. However, this information is displayed only for information purposes. Lopoca is not responsible for any errors in this data.

3. Lopoca is not responsible and does not accept any claims regarding the accuracy of the translation from foreign languages of team names and the names of the players.

4. If in the indicated event/match more than one User with the same surname is present and during bet acceptance the full name of the athlete or other features identifying them uniquely have not been indicated, all bets are refundable.

5. If in the name of the match or in the name of the position one or more entrants are indicated in the line incorrectly (except for errors in translation), that is if the other team/entrant of represented tournament is indicated instead of the necessary one, all the bets on that event are recognized as invalid and a return is made. Only Lopoca has the right to determine the events belonging to this category.

6. In cases when the specific details of the team such as a particular age group (for example under 18s/under 21s/youth teams), gender (women) or the status of the team (reserve) are not indicated on the line resulting in the marking of the other team in the line instead of the declared one, all bets on this match are refundable. In other cases, when incomplete name or possible grammar errors are indicated in the line, all bets remain in force. If the gender of teams is not indicated in the line, it is considered that the gender of teams is male. In case women’s teams are participating in a match it is necessary to have a detailed indication about it in the line otherwise bets on this match are a subject to return.

7. Date and time indicated in the line are the date and time of discontinuation of bets' acceptance on the event (except for Live events) and do not necessarily coincide with the date and time of the actual start of the event. The actual time of the event while counting the bets is considered as the time of the start of the event, which is determined based on the official documents of the organization conducting the competition, as well as the data of Lopoca.

8. If the place of conducting a meeting is not indicated in the line, in the list of events the host of the field is indicated firstly, except for competitions of American types of sports. All the information contained to a particular sport, carries an ancillary character. Possible errors in the given information are not a ground for the return of bets.

9. On acceptance of bets for Live Events there is a set delay, the value of which may vary depending on the sport, market, and other features, and it is determined exclusively by Lopoca for security and protection from subsequent bets.

10. For clients’ convenience, taking into account the specificity of Live Events in which coefficients change very often, a client can choose one of the following options: to “Accept all changes in the coefficients”, “Accept only marked-up bets” or “Do not accept bets if the coefficients change,” which determines respectively whether the bet is accepted if during the time of its arrangement the coefficient changes, at any changes of it, or just in the case when the changed bet exceeds the estimated coefficient of the bet of the client.

11. Incorrectly indicated date of the conducted match is not grounds for cancellation of the bet.

12. If the match began from the moment at which it was previously interrupted, and in the line that was not stipulated, the bets are refundable.


Interlocking events and outcomes

1. In “express” and “system” bets it is forbidden to include different events that relate to the same match, not even the ones which are interdependent directly. If in such bets any events that relate to the given match were included, this bet is refundable, even if the computer program accepting the bets did not block this bet during its submission. Lopoca reserves the exclusive right to determine whether the events are connected.

2. In the game on output-absence from the group in “express” and “system” bets it is allowed only to bet on one team from the given group. If in such bets the qualification or non-qualification of the teams from the same group were included then the given bets are refundable, even if the computer program accepting the bets did not block this bet during its submission. Lopoca reserves the unique right to decide whether to accept bets on the position of qualify or not qualify in “express”, “system” and in “single” bets.


Obvious and technical error

1. The Company is not responsible for errors in typing, transfer or counting of bets. In particular, Lopoca reserves the right to correct obvious errors made while entering information on betting coefficients and/or calculation of the amounts at the bets (for example, errors in the coefficients indicated in teams incorrectly, incorrectly indicated events, etc.), or declare invalid the corresponding bets even after completion of the event. In the cases of correcting obvious errors bets are returned. The most common types of technical errors are the following:

1.1. Errors of input of coefficients – when the coefficient (or the setting of the handicap/total, etc.) is displayed without a separator (dot) or with any additional number.
Example: instead of the coefficient 1.8, 18 is displayed, instead of 2, 23 is displayed, instead of 3, 30 is displayed etc.

1.2. “Mirror Errors” – when the coefficients for players are displayed in a diametrically opposite manner. In this case, the favorite of the game (including current favorite of the live event) is displayed by a coefficient exceeding the coefficient of the outsider of the given event.
Example: Basketball. Barcelona-Unicaja. The winner of the match. Instead of 1.2 and 4, 4 and 1.2 is displayed.

1.3. Writing errors – if all the coefficients are indicated correctly, however, teams are written in an incorrect order (usually occurs for events taking place on a neutral field).

Explanation of the previous example: record: Basketball. Unicaja-Barcelona. The winner of the match. 1.2 and 4 instead of Basketball. Barcelona-Unicaja. The winner of the match. 1,2 and 4
Clear indicators of obvious errors are: very large difference in the coefficients of Lopoca and other bookmakers, the coefficients that are nearly impossible to give in the current situation of the match.
The right to determine whether or not an obvious or a technical error was made in any case belongs exclusively to Lopoca.

2. Lopoca reserves the right to cancel the bets made on deliberately incorrect coefficients and obvious errors. The customer will be informed about changes in the balance immediately.

3. Lopoca reserves the right to cancel the bets even after the end of the event if these bets are won by the User as a result of a technical failure or an obvious error.

4. In cases when due to technical reasons the User’s bets were not provided with the necessary amount of funds in the account, the bets are considered as invalid.

5. In case of mistakenly having credited the means to the customer’s account the latter shall immediately notify Lopoca about the mistake. If due to an error a negative balance has been formed with the client, Lopoca has the right to cancel the uncalculated bets despite the fact that they were made before the error occurred.

6. The Company reserves the right to oblige the User to accept liability for any damage caused to it if the user used a technical or administrative error intentionally when making a deposit and/or during the receipt of money on the account.


Bets on credit

1. Lopoca does not accept any bets or provide services to customers on credit. All bets must be confirmed with funds existing in the account of the User.


Restrictions on rates

1. Lopoca has the right not to accept bets from any person without giving any reason and reserves the right to close or temporarily block the accounts of individual Users without prior notice.

2. The minimum and maximum size of bets for all sporting events is defined by Lopoca and is a subject to changes without prior written notice. In addition, Lopoca reserves the right to impose special restrictions on the accounts of individual Users.

3. Lopoca does not recommend two or more Users placing bets from one IP-address (from the same computer or the same local area network) in order to avoid suspicion of collusion (cheating). In such cases it is necessary to reconcile the possibility of the game with Lopoca by explaining the circumstances. Lopoca has the right to block the account of such a User and ask them to send the documents verifying their registered identity, impose a penalty fee on the User and confiscate any remaining balance at the User’s account.

4. Winnings are paid only within the maximum limits of Lopoca. If the User has made a bet and the winnings exceed the maximum, the company will not pay any amount of money exceeding the maximum limit.

5. Results for sports statistics are published on the official website of www.lopoca.com within 3 days of the end of a sporting event.


Late bets

1. Bets placed after the start of the event, except the bets for Live Events, in all cases, are invalid and are returnable, and are excluded from the “express” and “system” bets. Any bet (including bets for Live Events) made on an event, the result of which is already known by the time of betting, is considered invalid and will be refunded.

2. If disputes arise regarding the time of the start of the event, if the official regulatory bodies of the appropriate tournament/event do not provide (or lack) such information, the information of Lopoca about the start time of the event is considered the only correct one while calculating the bets.



1 If a “return” is declared about the bet, such bet is considered as won with the coefficient of 1. In case of “Single” bets this means that the User will get back the amount of money placed on this bet. In the case of “express” or “system” bets the total coefficient will be changed accordingly (in the event, where a return occurs, the coefficient will get the value 1, the coefficients on the remaining events will remain unchanged, and the final coefficient will be counted according to a similar scheme; only the coefficient of the outcome of the event, on which a return was given – one of the factors (multipliers) of the final coefficient of “express” or “system” – will get the value 1).


Position Ausgang Koeffizient
Finnland – Moldawien Gewinn 1 1,55
Malta - Kroatien Kroatien Handicap (-2) 1,7
Bulgarien – England Gewinn 2 1,5

Total coefficient of Express = 1.55 * 1.7 * 1.5 = 3.95

If Finland and England win the above mentioned games, and Croatia win by 2 goals, and the given express plays, but when calculating the total coefficient there will be 1 instead of 1.7 (coefficient of winning) and the final coefficient of the given express will be equal to 1.55*1*1.5 = 2.325

11.2. If as a result of the match the total number of scored goals is equal to the total of the bet and among the proposed outcomes of the given total bets there has not been the option equal … (the indicated number) of goals, a return is made. Similarly, for the individual totals, totals of the player, totals of cards/corners /dismissals, fouls and other parameters if the final value of the match and the proposed parameter of the total are equal a return is made.


Privacy of User’s data

1. All information provided by the User shall be protected and in accordance with our Privacy Policy.

2. The User is responsible for maintaining the confidentiality of any information related to their account, and shall take all measures to prevent the use of personal accounts by unauthorized persons. Any operations confirmed by the username and password of the account holder shall be valid and have legal force.

3. If the User suspects that his username and password are known to a third person, at any time they have the right to send a request to Lopoca to block the account temporarily until all circumstances are clarified.

4. To ensure the security of personal data of Users, Lopoca communicates with Users via the e-mail indicated by the User during registration.

5. The User is responsible for maintaining the confidentiality of any information related to their e-mail, and shall take all measures to prevent the use of e-mail address by third parties. Lopoca is not responsible for any loss or damage resulting from the connection between the bookmaker office and the User using a registered e-mail address.



1. In case of possible interference in the match result and the formation of the coefficients for the match (including cases of suspicion in match-fixing), Lopoca reserves the right to suspend the payments on this event or to cancel the bets on this match, as well as hand over the information on relevant side to the appropriate authorities for further investigation and prevention of similar incidents.

2. Lopoca reserves the right to suspend the payment of the rates and make a return on the rates to the event, if there are solid grounds to believe this match was negotiable. Such grounds may be based on the size, number and nature of the bets made by one or all of the possible methods of betting.

3. The decision of the governing bodies of relevant federations and regulatory bodies are also taken into account. In such cases Lopoca reserves the right to hand over the information on related parties to the governing bodies for further investigation and preventing similar incidents.


Neutral field

1. In cases when the match is transferred to a neutral field (NF) rates persist. They are refundable in cases when the match is transferred to the opponent’s field. In cases where the teams are from the same city and are transferred to another field, bets are valid and are not refundable. In international matches, the refund of bets is made only when the match transfers to the field of an opposition country.


Interrupted events

1. An event is considered interrupted if there was no play for an indispensable amount of playing time specified according the rules of Lopoca, even if the result of the event that was interrupted is later confirmed to be final.

1.1. The matches are considered to have taken place, if they have been interrupted, but not finished in the time-frame specified below for the following sports:
Soccer – 70 min.
Futsal – 30 min.
Basketball NBA (National Basketball Association) – 40 min.
Eurobasketball – 35min.
Hockey NHL (National Hockey League) – 54 min.
Bandy – 60 min
Eurohockey – 50 min.
American football – 50 min.
Baseball – 5 periods (innings)
Handball – 50 min

2. For interrupted events recognized as cancelled, unless otherwise stipulated in the rules on sports, all bets are refundable, except for ones for which the result is exactly defined at the time of the stoppage of the event. For interrupted events bets on the relative performance time (periods, etc.) are a subject to unconditional return.


Events transfer

1. If the start time of the event has been changed and otherwise is not stipulated in the rules of sports, all bets on the event are refundable.

2. During a game involving passage to the next round, in cases of transferring the game period onto subsequent days, or changes of the field, the bets remain valid. If the “passage” of the team which goes to the next round later has been cancelled for any reason, the cancellation is disregarded, and the payment is made according the results of played matches. If the second match did not take place or was interrupted, then all bets on it, including the passage, are refundable. Payments on the passage are made only at bets made before the first match. If none of the matches have taken place, the bets will be refunded.


Calculation of bets

1. Lopoca validates the results on the basis of official reports and alternative sources of information (including videos of the event) after finishing the event. Calculation of bets is based on the results published on the website www.lopoca.com in the section “Results”. In case of discrepancy of results from different sources of information, as well as in the case of their obvious mistakes the final decision to determine the results lies with Lopoca.

2. All inquiries of Users regarding the correctness of the results of Lopoca site should be based only on the basis of official sources of information (websites of regulatory bodies for these championships). Information from other sources cannot be considered a basis for the reviewing/reappraisal of bets.

3. Valid (factual) results are considered to be the results, which are announced on the basis of official reports or other sources of information, right after the end of the event.
The organizer uses the following official sources:
www.uefa.com – Champions League, UEFA Cup, Selected matches and Europe Championship (soccer)
www.fifa.com – Confederation Cup, Selected matches and World’s Championship (soccer)
www.beto.gr – Soccer Greece
www.bundesliga.at – Soccer Austria
www.turkish-soccer.com – Soccer Turkey
www.rfpl.org – Soccer Russia
www.premierleague.com – Soccer England
www.sportinglife.com – Soccer England
www.gazzetta.it – Soccer Italy
www.bundesliga.de – Soccer Germany
www.marca.com – Soccer Spain
www.lfp.es – Soccer Spain
www.lfp.fr – Soccer France
www.mlsnet.com – Soccer USA
www.goalzz.com – Soccer
www.nfl.com – American Soccer
www.basket.ru – Basketball Russia
www.nba.com – Basketball (NBA)
www.euroleague.com – Basketball Europe League
www.ulebcup.com – Basketball (ULEB)
www.nhl.com – Hockey NHL
www.fhr.ru – Hockey Russia
www.rusbandy.ru – Bandy Russia
www.atptennis.com – Tennis ATP
www.wtatour.com – Tennis WTA
www.mlb.com – Baseball
www.eurohandball.com – Handball
www.fide.com – Chess
www.volley.ru – Volley-ball Russia
The organizer can use other official sources when needed.
In exceptional cases, the organizer reserves the right to use video viewing to adjudge the true result.

4. Live event bet results are calculated based on what is known immediately after the end of the event/competition. All following changes (for example, changes by decision of a jury after the game) are not taken into account while deciding the bets. The company itself calculates these bets based on its statistical data about the actual course of the game. If not otherwise indicated, all bets on non-participating athletes in the competition will be void.

5. In cases when the company’s statistics (based on TV coverage) are different from the official statistics, the bets are calculated according to the company’s statistics.

6. If more than one participant or team is declared as a winner of the competition, the coefficient of winnings is divided by the number of winners (the coefficient cannot be less than 1)

7. All operations on user accounts are made in the currency chosen by the User during registration.

8. All bets for which the outcomes are already known (in particular bets on who will score the next goal or win a certain segment of the match), are considered valid and are calculated even if the event or tournament was suspended.

9. If a match is not completed and is considered incomplete, then all bets on it are refundable, (except in the event of what is mentioned in point 16.1.1) even if the result of the suspended event, is later confirmed as final.

10. If it does not contradict the special rules of individual sports, the result announced on the day of the match is taken as the result of the match. Any possible changes in the result, conditioned by the revision of the results of the event by governing bodies and disciplinary penalties of teams, for the purposes of betting, are not taken into account, and the initial results of the calculation of bets remain in force.


Bets of client groups and syndicates

1. Users are required to bet only on their own behalf. Recurring bets containing the same selections from one or more clients may be recognized as invalid and be cancelled by Lopoca. Even after the official outcome of such bets is known, in cases where Lopoca is confident that Users have acted in collusion or as a syndicate, or suspicious bets have been made by one or more Users in a short period of time, such bets may be considered invalid and get cancelled by Lopoca.


Non-participation in the event

1. If it does not contradict the special rules of individual sports, when an event participant for whatever reason cannot take part in the event which was bet on, the bet is considered valid and lost by the client. The exceptions are the following cases:
the event/tournament is cancelled;
The event /tournament is considered invalid;
The location of the event was changed;
The event/tournament is suspended.

2. In case of “Who is taller” bets meaning bets with two outcomes, if one of the participants refuses to take part before the event/tournament, the bet is refundable.


Rules on sports

1. Additional information about types of bets on different sports is indicated in the Rules of Sports.


Some types of bets

1. In case of betting on the “Odd number/Even number of Total”, regardless of the sports and the proposed position (including total goals/cards/fouls etc.) if the result is “0”, the bets are calculated as “Even number”.

2. All bets on the number of medals are calculated according to the official medal table at the end of the event. Any changes undertaken by the governing bodies later are not taken into account.

3. Any medals won by the country team in any competitions shall be considered as one regardless of the number of participants in this team.

4. If any market has the potential outcome “Any other”, this outcome includes all participants of the event not separately listed in the options of that market.

5. With games in any event in the “additional markets” of tours (total number of goals, wins, losses, draws, angular, yellow cards etc.), only matches of the tour which are included in the daily line are taken into account.



1. Currently Users have the right to place bets only in Euros. Lopoca reserves the right to block the reception of bets and operating activities in any of the indicated currency. In this case, all the necessary payments on the accounts of blocked currency would be held in another currency equivalent at the interbank exchange rate for that day. If the Users pay in another currency, Lopoca credits the User’s account at the rates of the charging bank at that specific date of payment.


The bonus system

23.1. All Bonuses of Users are limited individually to one person and are paid through his personal Website portal. The company has the right to refuse the Bonus to any User or group of Users. Bonuses are available only to Users who have made a deposit in real currency to their account in Lopoca.



1. Available methods of payments are determined by the country and the currency selected during registration. A complete list of fees, limits on them and other items is displayed on the Deposits and Withdrawals page. Lopoca reserves the right to change these terms and details at any time without prior warning to the User.

2. Users should follow all KYC instructions as these are specified in the General Terms and Conditions before conducting any financial transactions necessary.


Entry of money on account

1. If any funds have been transferred to the User erroneously, the User is obliged to notify the company immediately. Any winnings of the client arising from such an error shall be considered invalid, and such bets are refundable, regardless of the delay between the origin of the error and the time it was seen

2. If the deposits to the account were made for any other purpose than bets, poker, casino, Nugget Game and sports betting, Lopoca (particularly in case of suspected fraud) reserves the right to cancel a deposit and collect from the User all costs incurred as a result of processing the deposit.

3. If the User’s deposit exceeds the bet’s amount, upon the client’s request for withdrawal Lopoca reserves the right to charge the User all costs incurred as a result of processing deposits and withdrawals.


Financial constraints

1. The minimum bet on any event is the equivalent of 1 Euro, the maximum bet amount is € 250.

2. The maximum coefficient of express bets is 1000. Express bets, in which the coefficient of winnings exceeds the maximum, are calculated with a coefficient of 1000. In these cases, the sum of winnings should not exceed the maximum payment for a single bet. The maximum coefficient of winnings for each version of the system is 1000. Variants of systems on which the coefficient of winnings exceeds the maximum, are calculated with coefficient 1000.

3. The maximum amount of the bet on the event depends on the sport and the events and is defined by the bookmaker network specifically for each event and each type of bet and is subject to change without prior written notice. Lopoca reserves the right to limit the maximum bet on individual events, as well as the introduction and removal of specific restrictions on the accounts of individual Users without notice or explanation of reasons.

4. All financial limitations are applicable to each User/group acting together, making bets containing the same predictions. If the User makes a number of bets containing the same predictions, the total payment on these bets may be limited by the size of a maximum payment regulated by given limitations.


Payments – Withdrawals

1. Payments are processed in a time not exceeding 3 to 5 working days starting from the moment that the request was made. Before the first payment is made to the User by electronic payment methods (check out Deposit and Cashier Section in www.lopoca.com) the client is obliged to submit as defined in the general Term’s & Conditions his complete KYC documentation. Remember that forgery is severely punished by law, and in cases of suspicion of placing a counterfeit or an edited copy of the documents by electronic methods, Lopoca reserves the right to send such documents to the appropriate regulatory authorities.

2. Before making the payment, the employees of the company will verify the all verification documents provided by the User. If differences are found between the actual data and the data provided by the User, Lopoca reserves the right to make a refund for all bets by the User and refuse to pay out winnings to the User unless they prove the identity and accuracy of entered data.

3. If it turns out that the User has opened several name accounts at Lopoca, Lopoca reserves the right to refuse to pay out for these accounts.

4. Group and family members should regulate personal relationships with each other – payments are made ONLY in the name of the owner of the appropriate account.

5. The User agrees to provide Lopoca with information about his bank account from which the bets will be made in particular, in order to transfer his winnings.

6. Lopoca is not responsible for changes in the amount of payments related to fluctuations of currency (rate of exchange).

7. Gold Team Partners pay 3% on withdrawals every time the User requests a pay out, with a maximum amount of 25 Euros.


Maximum winnings

1. Over a 24-hour period the maximum winnings of each individual User is 100,000 Euros (net winnings, without counting the amount of set money).


  1. All poker contracts shall exclusively be subject to the following Poker Terms and Conditions, including other special terms, as amended from time to time and are in addition to LOPOCA?S General Terms and Conditions.
  2. The company Liseron Ltd. (Business Register Number 1594371), 197 Main Street, Road Town, Tortola, British Virgin Islands (hereinafter "Liseron") is the license holder for the offered poker product on this website (www.lopoca.com). By decision of the License issuing Authority (register no.: 1668/JAZ) in Curacao was granted a licence to engage in the business of poker via an electronic medium (internet).
  3. All disposals of the account (hereinafter "Account") which is kept via the www.lopoca.com internet website, including but not limited to payment modalities, shall be subject to the General Terms and Conditions, unless the poker terms and conditions provide for separate regulations.
  4. These Poker T&C’s are governed by the Laws of Curacao and the parties submit to the jurisdiction of the Curacao courts. You agree irrevocably to submit to the exclusive jurisdiction of the courts of Curacao in respect of matters arising out of the Poker Terms and Conditions.
  5. These Terms & Conditions are published in a number of languages for information purposes and ease of access. It is only the English version that is the legal basis of the relationship between you and Lopoca Gaming Ltd. and in case of any discrepancy between a non-English version and the English version of these T&C, the English version shall prevail.


  1. SOFTWARE LICENSE: LOPOCA grants you a personal, non-exclusive, non-transferable license to use the Software, but retains all proprietary rights to the Software.
  2. All rights not specifically granted under this Agreement are reserved by LOPOCA and, as applicable, LOPOCA's licensors.
  3. The Software is licensed for your personal use only.
  4. Your license confers no title or ownership in the Software and should not be construed as a sale of any rights in the Software.


  1. All rights, title and interest and intellectual property rights in the Software are owned by LOPOCA or its licensors, and may be protected by applicable copyright or other intellectual property and gaming laws and treaties.
  2. All rights not expressly granted under this Agreement are reserved by LOPOCA.


  1. You may only use the Software in accordance with this Agreement.
  2. You may install the software or any other components of the Services on any additional personal computers.
  3. You may make back-up copies of the software provided that such use and backup copying is only for your own personal use in accordance with this Agreement, and further, that such installation and use is made through a computer of which you are the primary user.
  4. You may only use one instance of the software on one computer at any time.
  5. You are not permitted to play at the same table or in the same tournament using multiple accounts from the same computer hardware and doing such will be a direct violation of this agreement.


  1. The Software contains copyrighted materials, trade secrets and other proprietary material.
  2. You acknowledge that the Software in source code form remains a confidential trade secret of LOPOCA.
  3. You may not reverse engineer, decompile, modify, publicly display, prepare derivative works based on, disassemble, or otherwise reproduce or provide others with the Software.
  4. You may not sell, assign, sublicense, rent, lease, lend, or directly or indirectly transfer the Software to any third party.
  5. Any assignment in violation of this Agreement is void.


  1. By accepting the terms of this Agreement, you agree that LOPOCA is permitted to limit, deny, update or cancel some or all of the functionality of this Software at any time, without prior notice.
  2. You agree to bear the risks of and hold LOPOCA harmless for any and all effects that a change in functionality may have on your ability to use the Software.
  3. LOPOCA may require, as a condition to your continued access to LOPOCA's services, your acceptance of Software improvements, corrections, adaptations, and conversions to more recent Software versions or any other changes to the Software.


  1. LOPOCA reserves the right to collect information about the computer you are using to run the Software for two specific reasons only:
    • To ensure that you are not using any software prohibited.
    • To determine the configuration of your computer for our analysis of the usability of the software and/or error tracking.
  2. LOPOCA will not collect any other information about your computer or your use of it other than provided for in this Agreement and LOPOCA will not share the information it collects with any third party.


  1. It is strictly forbidden to use any automated software or computer system to play at LOPOCA, including the action of sending information from your computer to another computer where such software or system is active.
  2. Poker-Robots (‘Bots’) or any software designed to play automatically at poker sites is not allowed.
  3. At any time while you are playing at LOPOCA, the Software may scan your computer for any activity of such software and systems.
  4. Also forbidden is the use of any software during the game that is designed to track and display the actions of the other players on the site or any system or service to transfer funds to or from a player's LOPOCA account to their account at any other site or the deliberate "dumping" of chips between any accounts on the LOPOCA Poker Network.
  5. It is also strictly forbidden to use any programs which display the playing history, statistics, or tendencies of other players on the LOPOCA Network, other than systems where:
    • Hand histories obtained by the User him/herself via their own play is used. Users cannot import hands.
    • Hand histories which were obtained from opponents with the screen name which matches the screen name which was used while the hands were actually played.
    Note: the data collection of playing history, statistics or tendencies of other players is confined to playing sessions where an opposing player is using a unique screen name and which also do not retain any data after the specific user name is no longer used by the opposing player. Players at LOPOCA are permitted to change their Poker screen name every 7 days.
  6. Use by players of external player assistance programs which are designed to provide players with an unfair advantage over their opponents are expressly prohibited.
  7. LOPOCA defines external player assistance programs as computer software and non-software-based databases or profiles and deems access to or the ability to gather data or information on other players by any means that would not be accessible via their own first-hand experience to be "unfair".
  8. Usage of such methods will result in the closing of your account and be subject to confiscation of your winnings and funds.
  9. LOPOCA reserves the right to publicize information of any such documented abuse including your personal information.


  1. If you are an officer, director, employee, consultant or agent of the Company or one of its group companies, or suppliers or vendors, you are not permitted to register with LOPOCA or to participate directly or indirectly in any of the LOPOCA Gaming Services (each an "Unauthorized Person"), unless you do so based on the written permission of LOPOCA and such participation is part of your employment and/or done as promotion for LOPOCA.
  2. Similarly, relatives of Unauthorized Persons are not permitted to register with LOPOCA or to participate directly or indirectly in any of the Services. For these purposes, the term '"relative" shall include (but not be limited to) any of a spouse, partner, parent, child or sibling.


  1. Play money is not real (bona fide) money and is kept separate from real money.
  2. Play money does not constitute or represent any value whatsoever.
  3. Play money can only be used for playing at play money tables and cannot be collected, cashed out or in any other way be made into or transferred between LOPOCA and you or any other person or legal entity.


  1. To play with real money, you are required to deposit real money into your account by the methods provided to you by LOPOCA.
  2. Minimum as well as maximum limits apply to real money deposits.
  3. All real money will be paid, tracked, and maintained in United States Dollars, and will not bear any interest.
  4. All fees levied by payment processors are your responsibility.
  5. Using a credit card to fund your LOPOCA account may be treated as a Cash Advance by the bank that issues your credit card.
  6. All interest and or fees associated with a Cash Advance are your responsibility.
  7. Please keep the speed at which you play reasonably fast.
  8. If you are playing on more than one table and LOPOCA receives too many complaints about your speed of play, LOPOCA may restrict the number of tables at which you are eligible to play.
  9. LOPOCA is not responsible for any losses incurred due to accidental bets placed on your behalf during a game or when playing at multiple tables due to tables switching locations onscreen.
  10. Please make sure you are playing at your skill level when playing at LOPOCA.


  1. By accepting this agreement, you agree to allow LOPOCA to reward you with Gold Cards for your real money ring game play.
  2. In the event that a prize(s) is announced for a Gold Card(s) that you possess at the time, it is your responsibility to redeem the Gold Card(s) before the published time of expiration.
  3. No Gold Card(s) will be allowed to be redeemed for a prize once the prize time has expired.
  4. Your Gold Cards will not expire and will remain in your account, so long as the account is not abandoned.


  1. By accepting this agreement you agree to allow LOPOCA to reward you with Gold Chips based on the rules set forth on the LOPOCA website.
  2. Your Gold Chips will not expire and will remain in your account, so long as the account is not abandoned.

Suspensions and Terminations of Accounts

  1. LOPOCA reserves the right to terminate your account at any time if you breach any of the Terms of Service; or provide any false or misleading information to LOPOCA; or partake in fraudulent, inappropriate or offensive behaviour against LOPOCA or any other LOPOCA user; or are involved in an activity which may be deemed contrary to accepted standards of fair dealing, in breach of laws applicable in your jurisdiction and/or contrary to the interests of LOPOCA or injurious to LOPOCA's reputation.
  2. Such termination shall be made by LOPOCA in its absolute discretion. However, the actions which may be taken by LOPOCA in the event that you engage in such conduct can include, but are not limited to warnings, temporary suspension of LOPOCA Services and, temporary suspension of your LOPOCA account.
  3. The termination of your LOPOCA account will only be considered in the case of the most serious violations or, as a result of multiple violations and where possible, only after repeated communication with you.
  4. In the event of the termination of your LOPOCA account LOPOCA shall be entitled to take such action as it sees fit, including immediately blocking access to the LOPOCA Gaming Services, seizing all monies held in your real money account, disclosing such information (including your identity) to banks, credit card companies and/or any person or entity that has the legal right to such information, and/or taking legal action against you. In the event of the termination of your account, you agree:
    • Your right to make any representations regarding LOPOCA in any way whatsoever is immediately revoked;
    • Your right to use the LOPOCA Services, your User Account and Password are immediately revoked;
    • You must destroy/delete all of your copies of the Software;
    • Your right to any present or future entitlements you might otherwise have or have had arising from LOPOCA or your use of the LOPOCA Services, as of the date of termination is revoked; and
    • All other rights under these Terms of Service are terminated.


  1. You should not chat about a hand while it is in progress.
  2. You should not use chat to offer advice to another player during a hand, or urge a player to take a particular course of action.
  3. You should not chat about any folded cards you held during a hand or any current cards you are holding during a hand.
  4. You should chat only in the English language and the table specific language as may be designated by LOPOCA in its sole discretion.
  5. You should not use foul, abusive or threatening language.
  6. The above actions are discouraged as they show poor poker etiquette and can result in chat suspension or in severe and continuous breaches a complete chat ban or account closure.


  1. Your use of the LOPOCA services is at your own risk. LOPOCA is provided on an "AS IS" and" AS AVAILABLE" basis. To the fullest extent permitted by applicable law, LOPOCA Gaming Ltd., its officers, directors, employees, shareholders, parents, subsidiaries, affiliates, licensors and agents hereby expressly disclaim any and all representations and warranties of every kind, whether express or implied, regarding the services, its content, and any information or other materials provided by LOPOCA in connection with use of the services, including, but not limited to, warranties of merchantability, fitness for a particular purpose, non-infringement and those warranties arising by law, statute, usage of trade or course of dealing.
  2. LOPOCA makes no warranty that
    • The services will meet your requirements,
    • The services well be uninterrupted, timely, accurate or error-free; or
    • The servers that make LOPOCA'S service available are free of viruses or other harmful components and any errors in our software will be corrected.
  3. The security mechanism incorporated into the service have inherent limitations and you acknowledge and agree that any material and/or data downloaded or otherwise obtained through use of LOPOCA services is done at your own discretion and risk and that you will be solely responsible for any damages to your computer system and any other property item or loss of data that results from any such activity.
  4. The disclaimers contained in this paragraph are a material part of our agreement to provide the site to you.
  5. Some jurisdictions do not allow the exclusion of implied warranties. Accordingly, some of the above exclusions may not apply to you.

Before you start playing there are a couple of things to remember in order for you to enjoy the Nugget Game:


  1. 1. The Nugget Game is a game of chance and skill and LOPOCA makes no representations or warranties (and LOPOCA is not responsible for any representations made by third parties) that the Nugget Game is a real stock exchange trading real stocks, an investment opportunity, the virtual market in the Nugget Game is secured with any tangible assets, about the likely market value in the Nugget Game, the value of your virtual nuggets in the Nugget Game, the number of virtual nuggets that might be for sale in the Nugget Game or the number of players who might wish to purchase virtual nuggets in the Nugget Game at any time.
  3. 2. You acknowledge that you have read and understood and will abide by the rules of the Nugget Game as outlined below. You further agree that your participation in the LOPOCA GAMES, including the distribution of prizes will be governed by these rules and the General Terms and Conditions of the LOPOCA Website.
  5. 3. LOPOCA may, in its absolute discretion, modify the rules and/or description of the Nugget Game including the cancelation of any or all outstanding bids in the Nugget Game in order to perform technical maintenance on the Nugget Game or investigate suspected breaches of the LOPOCA General Terms and Conditions.
  7. 4. Any corporate entity referred to in the Nugget Game is fictitious. Should any company or operation referred to in the Nugget Game hold any resemblance to a real company, such resemblance is purely co-incidental.
  9. 5. LOPOCA is under no obligation to maintain a market for any member's virtual portfolio or acquire or issue any virtual nuggets in the Nugget Game at any time or otherwise maintain a market for your (or any other member's) virtual nuggets in the Nugget Game and will not be liable for any losses that might arise as a result of bids being cancelled or not processed correctly.
  11. 6. The sale and purchase of virtual nuggets in the Nugget Game can only be facilitated in accordance with the procedures set out on the Nugget Game site and in these Nugget Game rules. You acknowledge and agree that there may or may not be a market for your virtual nuggets in the Nugget Game and your ability to buy and sell such virtual nuggets at any given price or in any given quantity is dependent entirely upon supply and demand from other members who are playing the Nugget Game. LOPOCA does not guarantee your ability to recover any portion of credits spent in the Nugget Game.
  13. 7. The maximum amount to buy nuggets with fresh credits through the gaming account is € 7,500 yearly. The purchase from nuggets through the Mandatory account is unlimited.
  15. 8. The virtual nuggets on offer was 5,000,000 and are subject to subsequent splits. These virtual nuggets are called treasury nuggets. The ratio between treasury nuggets and nuggets in the game will be different till all treasury nuggets are issued. LOPOCA may increase this value when this initial value has been issued or nearly issued. When a new virtual nugget is issued, all current members of LOPOCA may be given an opportunity to purchase additional new virtual nuggets at a discounted rate.
  17. 9. The Mandatory Account is an internal account which can only be used to buy virtual nuggets and hold credits received from Steps, Benefits or if you win in the Lopoca IQ-Game. You cannot transfer credits from the Mandatory Account to your LOPOCA Account.
  19. 10. You have up to 72 hours to use the credits in your Mandatory Account to purchase virtual nuggets. If you do not use your credits within 72 hours, the system will use these credits automatically to buy virtual nuggets provided the balance of your mandatory account is sufficient to buy a nugget traded at the current market price. If you do not have sufficient credits in your Mandatory Account, the credits will remain in your Mandatory Account until you have sufficient credits to buy virtual nuggets at the market price at that time. All purchases from the Mandatory Account and/or Gaming Account will be used to purchase from other members and/or Treasury on the Nugget Game virtual market.
  21. 11. Virtual nuggets purchased using credits from either the Mandatory Account or loading the Mandatory account through the website shop (other products can also be bought from the website shop) cannot be "traded" for a period of 60 days for 100% of the purchase and further 120 days (in total 180 days) for 50% of the purchase (the "Escrow Rule").
  23. 12. A member can place a sell bid for not more than50% minus one nugget of his portfolio at once. If the sell bid is accepted (i.e. another member buys), cancelled by himself or expires (after 72 hrs) then the member can place another sell bid.
  25. 13. Once you successfully sell any of your virtual nuggets, the credits minus the Brokerage Fee will be transferred to your Gaming Account.
  27. 14. Brokerage Fee is paid by the seller of a successful Sell Bid at the rate of 5% of the overall sale, and by the buyer of a successful Buy Bid at the rate of 5%. These 10% are allocated as follows: 50% Nugget Game Bonus payments, 30% Partner Programme Commissions and 20% LOPOCA for operational costs.
  29. 15. Nugget Game Bonus payments are paid to qualified Team Partners in each commission pay period (4 times a month) and the amount paid is based on the total brokerage fees earned during that commission period multiplied by 50%. The amount paid to a member is based on the percentage of your Nugget Game virtual portfolio with regard to the overall number of nuggets in the virtual market. All Bonus payments are paid in the Mandatory Account. To be qualified, Team Partners must have generated at least one point through the purchase of an IQ-Voucher or their own turnover in the specific pay period.
  31. 16. Any outstanding Nugget Game Bonus Payment that has not been allocated in a given week or if a member did not get paid their Nugget Game Bonus payment due to non-qualification, these amounts will be forfeited.
  33. 17. A bid will automatically be removed if it is not accepted by another member within seventy two (72) hours from the date and time the bid is placed.
  35. 18. Any single buy bid automatically placed by the system after 72 hours in the Mandatory Account, needs to have the current market price as minimum value at that time.

Lopoca would like to explicitly point out that the Nugget Game is a game of skill and chance only. Playing the Nugget Game does not constitute participation in the corporate structure of the company itself and does not constitute an investment product.